About This Home

This 4-bedroom, 2-bathroom single family at 4 NE Bay Drive in Fort Walton Beach, FL is listed for $545,000 ($260 per sqft). Built in 1950, the home offers 2,100 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1950
  • 0.28 acre lot
  • 2 stories
  • 10 parking spaces

Property Details

2 stories
2 full
10 spaces
1950

Amenities

HardwoodA/CRV Parking
Listing Description

Positioned across the street from the shimmering waters of the Choctawhatchee Bay, this 1950-built residence offers a blend of mid-century warmth and timeless coastal soul. Cherished by the same family since 1977, this home is ready for its next chapter in the heart of the sought-after Elliott Park neighborhood.

NO HOA and Short-Term Rentals are allowed with strong rental projections. The sellers are motivated to provide this home as an option for the next potential owners. Sellers are also offering up to $10,000 towards the buyer's closing costs. Seller to provide wood fireplace with acceptable offer.

Step out to the open front porch to watch the morning light or wander just 200 feet down the street to the Hollywood Water Access Park. Sitting on 0.28-acre lot, the property features a private backyard complete with covered boat storage, keeping your watercraft protected and ready for quick launches onto the water.

Inside, a refreshed kitchen serves as a bright, inviting centerpiece, seamlessly pairing historic charm with modern ease. Upstairs you will find a bonus room with potential to be converted to a 5th bedroom. High-ticket system updates deliver peace of mind, including a metal roof (2013), HVAC system (2024), and a new water heater (2026). Coastal properties offering this rich family legacy, prime bay proximity, and dedicated space for your coastal lifestyle are an absolute rarity

Monthly Cost Estimate

$2,915/mo

20% down · 6.5% · 30 years

Principal$394
Interest$2,362
Insurance$159

Estimates only. Actual payments may vary.

Location

4 NE Bay Drive

Fort Walton Beach, FL 32548

FERRY PARK

Features & Amenities

Interior Features

Built-In BookcasesLighting RecessedNewly PaintedPantryShelvingSplit BedroomWasher/Dryer Hookup

Exterior Features

BBQ Pit/GrillFenced Back YardYard Building

Property Details

Flooring

TileLaminateHardwood

Construction

Brick Frame Siding Brick Front Siding Wood Trim Wood

Outdoor Features

PorchPatioDeck

Parking

BoatCarportOversizeRV

Cooling

Central Air

Appliances

Water Heater - Elect

Questions & Answers

This 4-bedroom, 2-bathroom single family at 4 NE Bay Drive is listed at $545,000 ($260/sqft). The estimated monthly payment is $2,915 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.28 acre lot, 2 stories, 10 parking spaces. Interior Features: Built-In Bookcases, Lighting Recessed, Newly Painted. Exterior Features: BBQ Pit/Grill, Fenced Back Yard, Yard Building.

This property is listed by Brandon Jennings.

BJ

Brandon Jennings

License 3654840

Agent at Keller Williams Realty- Emerald Coast

Listed by Keller Williams Realty- Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site · Broker website

MLS# 1011365· Source: Emerald Coast Association of Realtors· 53 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4 NE Bay Drive, Fort Walton Beach, FL 32548

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