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About This Home

This 3-bedroom, 3-bathroom single family at 4 Old Homestead Cir in Palmyra, VA is listed for $324,900. Built in 1994, on a 0.29 acres lot.

Agent Description

Welcome to 4 Old Homestead Circle, tucked inside the highly sought-after Lake Monticello community, where everyday living feels a little more like a getaway. This well-appointed 3-bedroom, 2.5-bath home offers a thoughtful layout with both formal and casual spaces.

A welcoming living room with a gas fireplace sets the tone, while the adjoining family room creates a comfortable place to gather. The dining room is accented with classic chair rail trim, and the kitchen is designed for connection, featuring peninsula seating, stainless steel appliances, and an open flow into the main living areas.

Step outside to a spacious rear deck overlooking a private backyard, ideal for entertaining, relaxing, or simply enjoying the peaceful setting. Upstairs, the primary suite offers a vaulted ceiling, walk-in closet, and en suite bath, creating a true retreat.

Two additional bedrooms are generously sized with ample closet space and share a well-appointed hall bath. Beyond the home itself, Lake Monticello offers a lifestyle that's hard to match, with access to a private lake, beaches, golf course, clubhouse, tennis courts, walking trails, and more, all within a gated community just a short drive to Charlottesville.

A rare opportunity to enjoy space, comfort, and amenities all in one place. Updates include roof (9/23), HVAC (12/24), Kitchen Appliances (2025), New Back Deck (2026), Downstairs flooring (4/26 - includes 1 year warranty on labor & lifetime warranty on product)

Key Features

  • Built in 1994
  • 0.29 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
1994

Amenities

FireplaceRV Parking

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

4 Old Homestead Cir

Palmyra, VA 22963

Lake Monticello

Features & Amenities

Interior Features

BookcasesBuiltInFeaturesCeilingFansSeparateFormalDiningRoomFireplaceHighCeilingsLaminateCountersBathInPrimaryBedroomWalkInClosets

Exterior Features

DeckPavedDriveway

Property Details

Flooring

CarpetVinyl

Construction

Frame

Parking

BoatDrivewayOversizedPaved or Surfaced

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherGarbage DisposerRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4 Old Homestead Cir is listed at $324,900. The estimated monthly payment is $1,408 based on 20% down at 6.5% interest.

Key features include: Built in 1994, 0.29 acre lot, 2 stories, Fireplace. Interior Features: Bookcases, BuiltInFeatures, CeilingFans. Exterior Features: Deck, PavedDriveway.

This property is listed by Renee Cole and can be reached at 8885360216 or renee.cole@longandfoster.com.

RC

Renee Cole

Agent at Centerpointe

(888) 536-0216

Listed by Centerpointe · View on Broker Site

MLS# 2611807· Source: listhub· Updated 29 days ago

Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4 Old Homestead Cir, Palmyra, VA 22963

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