# 4 River Bend Road, Montgomery, IL 60538 > **TL;DR:** 3bd/4ba single family, $739,000 ($279/sqft), built 1991, 2,650 sqft. > Fireplace, EV Charger, View, Hardwood. Est. $3,953/mo. Listed 6 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $739,000 | | Price/sqft | $279 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,650 | | Year Built | 1991 | | Lot Size | 17,424 sqft (0.40 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 6 | ## Why This Home Stands Out - **Views** - Water - **EV Charger** - Electric vehicle ready - **Large Garage** - 3-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,737 | | Estimated Insurance | $216 | | **Total** | **$3,953** | ## Nearby Schools - **Elementary:** Boulder Hill Elementary School - **Middle:** Thompson Junior High School - **High:** Oswego High School ## Key Amenities - Fireplace - EV Charger - View - Hardwood - A/C - 3-car garage ## Property Highlights - Built in 1991 - 0.40 acre lot - 2 stories - 3 parking spaces - Fireplace ## Description ### Agent Description Welcome to 4 River Bend Road in Montgomery - a lovingly renovated 4-bedroom, 3.1-bath home with Fox River views, a private lower-level studio suite, a climate-controlled detached workshop, and a heated above-ground pool. Extensively updated since 2017, the home offers approximately 2,650 sq ft on the main and upper levels plus 1,224 sq ft below, custom millwork throughout, and smart-home convenience. The impressive 11x11 foyer features a wood-and-tile staircase with wrought-iron balusters, dimmable step lighting, and stacked-stone display niches. A dedicated 15x14 main-level office includes a wood-and-glass pocket door, custom built-in desk, cabinetry and shelving, crown molding, wainscoting, and four windows. The formal dining room is finished with full and half-wall wainscoting and dimmable lighting. A custom reading nook offers built-in seating, wood storage drawers, concealed ceiling storage, wainscoting, and recessed lighting. The 25x17 eat-in kitchen is a true gathering space: 42-inch cabinetry, granite counters, stone backsplash, under counter lighting, breakfast bar, butler's pantry, extensive storage, and late-2024 Samsung Smart appliances. The family room includes a brick fireplace with gas logs, hidden retractable projector screen with ceiling-mounted mini projector, and custom wood window valances. A light-filled four-season room features a volume ceiling, nine windows, an iron gas fireplace/stove, beverage coffee nook, custom cabinetry, and direct deck access. The designer powder room has granite, a vessel sink, decorative tile floor and half walls. Upstairs, the primary bedroom offers a 12-foot shed-style volume ceiling, ceiling fan, and wainscoting. The spa-inspired 14x12 primary bath includes double vessel sinks, granite, custom cabinetry, a dual-head tiled and granite shower, jetted heated soaking tub, heated towel rack, and an 8x6 walk-in closet. Two additional bedrooms (14x14 and 14x13) each have a ceiling fan, and wainscoting. A window-filled loft/catwalk and a stylish hall bath with skylight, illuminated cabinetry, vessel sink and heated towel rack, plus a 13x5 laundry room with 42-inch cabinetry, stainless sink, decorative tile, and Samsung Bespoke washer and gas dryer complete the second floor. The lower level adds a 20x15 recreation room with custom built-ins, a 15x13 bonus room, and a private 27x13 studio suite with separate covered entrance, electric fireplace, office workstation, parquet-look ceramic tile, a fully equipped kitchenette (custom white cabinetry, tiled counters, induction cooktop, Bosch dishwasher, convection microwave, stainless refrigerator), and a private full bath with tiled shower and glass enclosure. Outdoor living is exceptional: a large 42x21 composite deck with vinyl railings, composite top rails, fenced perimeter and automatic nighttime accent lighting; a heated 15-ft-wide, 4-ft-deep above-ground pool with filtration; landscaped grounds with concrete walks and brick-edged beds; and a detached 16x11 climate-controlled workshop on a concrete foundation with 10-ft volume ceiling, heat and A/C, air filtration, 220-volt power, built-in cabinetry, recessed LED lighting, and windows. The heated 3-car garage (updated doors 2015) includes a vented gas heater, EV charger, extensive cabinetry, wash basin, tiled backsplash, and storage pantry. Additional updates and features include engineered wood flooring in key areas, recessed LED lighting, custom cabinetry and wainscoting, newer roof, siding and flooring, newer glass shower doors, Schlage smart and keypad locks, Ring alarm and video doorbell, perimeter cameras, app-controlled lighting and appliances, USB outlets, multiple heated towel racks, and abundant natural light. Location: within Montgomery village limits, Oswego CUSD 308, Fox River views with the river directly across, convenient to Route 25 and U.S. 30, near downtown Montgomery and Oswego. Next to FOX River Trail access. ## Location - **Address:** 4 River Bend Road, Montgomery, IL 60538 - **County:** Kendall - **Neighborhood:** Seasons Ridge - **Coordinates:** 41.722158, -88.341239 - **Google Maps:** https://www.google.com/maps?q=41.722158,-88.341239 ## Listing Agent - **Name:** Teresa Ryan - **Brokerage:** Century 21 Affiliated - Naperville - **Phone:** (630) 369-2000 - **Broker Phone:** (630) 369-2000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4-River-Bend-Rd_Montgomery_IL_60538_M80755-47322?f=listhub&s=MREDIL&m=12761641&c=propsimple) ## Photos ![4 River Bend Road - Photo 1](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f116538082r.jpg) ![4 River Bend Road - Photo 2](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f626977058r.jpg) ![4 River Bend Road - Photo 3](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1537345784r.jpg) ![4 River Bend Road - Photo 4](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2337900765r.jpg) ![4 River Bend Road - Photo 5](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f4046272065r.jpg) ![4 River Bend Road - Photo 6](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1249413534r.jpg) ![4 River Bend Road - Photo 7](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f481088185r.jpg) ![4 River Bend Road - Photo 8](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f512441393r.jpg) ![4 River Bend Road - Photo 9](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f415507710r.jpg) ![4 River Bend Road - Photo 10](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f444167394r.jpg) ![4 River Bend Road - Photo 11](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2605779406r.jpg) ![4 River Bend Road - Photo 12](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f641171557r.jpg) ![4 River Bend Road - Photo 13](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f324012803r.jpg) ![4 River Bend Road - Photo 14](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3601244673r.jpg) ![4 River Bend Road - Photo 15](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2596804252r.jpg) ![4 River Bend Road - Photo 16](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1156527400r.jpg) ![4 River Bend Road - Photo 17](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3560356527r.jpg) ![4 River Bend Road - Photo 18](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2596968453r.jpg) ![4 River Bend Road - Photo 19](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1505475934r.jpg) ![4 River Bend Road - Photo 20](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3367691445r.jpg) ![4 River Bend Road - Photo 21](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2099059089r.jpg) ![4 River Bend Road - Photo 22](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3289171723r.jpg) ![4 River Bend Road - Photo 23](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f654612634r.jpg) ![4 River Bend Road - Photo 24](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2832765002r.jpg) ![4 River Bend Road - Photo 25](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1543772514r.jpg) ![4 River Bend Road - Photo 26](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f4003745223r.jpg) ![4 River Bend Road - Photo 27](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f4078151729r.jpg) ![4 River Bend Road - Photo 28](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f72422127r.jpg) ![4 River Bend Road - Photo 29](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1380077114r.jpg) ![4 River Bend Road - Photo 30](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3964825551r.jpg) ![4 River Bend Road - Photo 31](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3664128262r.jpg) ![4 River Bend Road - Photo 32](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2091776424r.jpg) ![4 River Bend Road - Photo 33](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1754190529r.jpg) ![4 River Bend Road - Photo 34](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2459107464r.jpg) ![4 River Bend Road - Photo 35](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3128292825r.jpg) ![4 River Bend Road - Photo 36](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1362783942r.jpg) ![4 River Bend Road - Photo 37](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f89630028r.jpg) ![4 River Bend Road - Photo 38](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1187079161r.jpg) ![4 River Bend Road - Photo 39](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1691852237r.jpg) ![4 River Bend Road - Photo 40](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f4073331724r.jpg) ![4 River Bend Road - Photo 41](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1220584845r.jpg) ![4 River Bend Road - Photo 42](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3178866107r.jpg) ![4 River Bend Road - Photo 43](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3746357211r.jpg) ![4 River Bend Road - Photo 44](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f4278205734r.jpg) ![4 River Bend Road - Photo 45](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f886201562r.jpg) ![4 River Bend Road - Photo 46](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f2564262507r.jpg) ![4 River Bend Road - Photo 47](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3303313819r.jpg) ![4 River Bend Road - Photo 48](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f273034282r.jpg) ![4 River Bend Road - Photo 49](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f4250711494r.jpg) ![4 River Bend Road - Photo 50](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f4257387713r.jpg) ![4 River Bend Road - Photo 51](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1415424458r.jpg) ![4 River Bend Road - Photo 52](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f3264255760r.jpg) ![4 River Bend Road - Photo 53](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f1427306303r.jpg) ![4 River Bend Road - Photo 54](http://lh.rdcpix.com/332fce47f385fc9a4534e3c67565462al-f591576080r.jpg) --- **MLS#:** 12761641 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4-river-bend-road-montgomery-il-60538-12761641) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4-river-bend-road-montgomery-il-60538-12761641#listing", "url": "https://www.propertysimple.ai/listing/4-river-bend-road-montgomery-il-60538-12761641", "name": "4 River Bend Road, Montgomery, IL 60538", "description": "Welcome to 4 River Bend Road in Montgomery - a lovingly renovated 4-bedroom, 3.1-bath home with Fox River views, a private lower-level studio suite, a climate-controlled detached workshop, and a heated above-ground pool. Extensively updated since 2017, the home offers approximately 2,650 sq ft on the main and upper levels plus 1,224 sq ft below, custom millwork throughout, and smart-home convenience. The impressive 11x11 foyer features a wood-and-tile staircase with wrought-iron balusters, dimmable step lighting, and stacked-stone display niches. A dedicated 15x14 main-level office includes a wood-and-glass pocket door, custom built-in desk, cabinetry and shelving, crown molding, wainscoting, and four windows. The formal dining room is finished with full and half-wall wainscoting and dimmable lighting. A custom reading nook offers built-in seating, wood storage drawers, concealed ceiling storage, wainscoting, and recessed lighting. The 25x17 eat-in kitchen is a true gathering space: 42-inch cabinetry, granite counters, stone backsplash, under counter lighting, breakfast bar, butler's pantry, extensive storage, and late-2024 Samsung Smart appliances. The family room includes a brick fireplace with gas logs, hidden retractable projector screen with ceiling-mounted mini projector, and custom wood window valances. A light-filled four-season room features a volume ceiling, nine windows, an iron gas fireplace/stove, beverage coffee nook, custom cabinetry, and direct deck access. The designer powder room has granite, a vessel sink, decorative tile floor and half walls. Upstairs, the primary bedroom offers a 12-foot shed-style volume ceiling, ceiling fan, and wainscoting. The spa-inspired 14x12 primary bath includes double vessel sinks, granite, custom cabinetry, a dual-head tiled and granite shower, jetted heated soaking tub, heated towel rack, and an 8x6 walk-in closet. Two additional bedrooms (14x14 and 14x13) each have a ceiling fan, and wainscoting. A window-filled loft/catwalk and a stylish hall bath with skylight, illuminated cabinetry, vessel sink and heated towel rack, plus a 13x5 laundry room with 42-inch cabinetry, stainless sink, decorative tile, and Samsung Bespoke washer and gas dryer complete the second floor. The lower level adds a 20x15 recreation room with custom built-ins, a 15x13 bonus room, and a private 27x13 studio suite with separate covered entrance, electric fireplace, office workstation, parquet-look ceramic tile, a fully equipped kitchenette (custom white cabinetry, tiled counters, induction cooktop, Bosch dishwasher, convection microwave, stainless refrigerator), and a private full bath with tiled shower and glass enclosure. Outdoor living is exceptional: a large 42x21 composite deck with vinyl railings, composite top rails, fenced perimeter and automatic nighttime accent lighting; a heated 15-ft-wide, 4-ft-deep above-ground pool with filtration; landscaped grounds with concrete walks and brick-edged beds; and a detached 16x11 climate-controlled workshop on a concrete foundation with 10-ft volume ceiling, heat and A/C, air filtration, 220-volt power, built-in cabinetry, recessed LED lighting, and windows. The heated 3-car garage (updated doors 2015) includes a vented gas heater, EV charger, extensive cabinetry, wash basin, tiled backsplash, and storage pantry. Additional updates and features include engineered wood flooring in key areas, recessed LED lighting, custom cabinetry and wainscoting, newer roof, siding and flooring, newer glass shower doors, Schlage smart and keypad locks, Ring alarm and video doorbell, perimeter cameras, app-controlled lighting and appliances, USB outlets, multiple heated towel racks, and abundant natural light. Location: within Montgomery village limits, Oswego CUSD 308, Fox River views with the river directly across, convenient to Route 25 and U.S. 30, near downtown Montgomery and Oswego. 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