# 4 Suncrest Ter, Oneonta, NY 13820 > **TL;DR:** 3bd/2ba single family, $379,000, built 1974. > Hardwood, 2-car garage. Est. $2,027/mo. Listed 15 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $379,000 | | Bedrooms | 3 | | Bathrooms | 2 full | | Year Built | 1974 | | Lot Size | 48,787 sqft (1.12 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 15 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,916 | | Estimated Insurance | $111 | | **Total** | **$2,027** | ## Key Amenities - Hardwood - 2-car garage ## Property Highlights - Built in 1974 - 1.12 acre lot - 2 stories ## Description ### Agent Description City Convenience Meets Mountain Serenity! Perched on a gorgeous 1+ acre lot within the Oneonta city limits, this exceptional home offers breathtaking Catskill Mountain views, and an incredibly flexible layout designed for modern living. The first floor offers a private, fully updated home office ideal for remote work, a spacious family room, a convenient full bathroom, and a primary bedroom featuring a large walk-in closet. Moving to the main living areas on the second floor, you will find an expansive open-concept living and dining space that flows seamlessly into the kitchen. A nearly new Harmon wood-burning pellet stove with a brick exterior serves as a cozy focal point for the space, accompanied by a large laundry room, two additional bedrooms, and a second full bathroom. Comfort is guaranteed year-round with five newly installed Mitsubishi mini-split heat pumps. Recent cosmetic and functional updates since 2022 include brand-new luxury vinyl flooring in the main living areas, primary bedroom, and office, paired with rich oak hardwood flooring in the second-floor bedrooms. Additional highlights include newer washer, dryer, and dishwasher, plus a blacktopped driveway leading directly into a heated 2-car garage. Step outside to enjoy two small covered deck areas, a partially fenced-in yard, a nearly new storage shed, and a custom chicken coop complete with an automatic sunrise/sunset door. Best of all, the back of the property abuts hundreds of acres of permanently protected trails-giving you a tranquil, private natural backdrop in an unbeatable location just a short, convenient walk to both SUNY Oneonta and Hartwick College! ## Location - **Address:** 4 Suncrest Ter, Oneonta, NY 13820 - **County:** Otsego - **Coordinates:** 42.465877, -75.073233 - **Google Maps:** https://www.google.com/maps?q=42.465877,-75.073233 ## Virtual Tour & Media - **Video Tour:** https://video214.com/custom-player/DMEyEENV3hYbyB5DfkgibA ## Listing Agent - **Name:** Becky Thomas - **Brokerage:** BENSON AGENCY REAL ESTATE LLC - **Broker Phone:** 607-432-4391 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4-Suncrest-Ter_Oneonta_NY_13820_M35979-06099?f=listhub&s=NYSMLS&m=12028582&c=propsimple) ## Photos ![4 Suncrest Ter - Photo 1](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1944301911r.jpg) ![4 Suncrest Ter - Photo 2](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f213897644r.jpg) ![4 Suncrest Ter - Photo 3](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2598810460r.jpg) ![4 Suncrest Ter - Photo 4](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f948269640r.jpg) ![4 Suncrest Ter - Photo 5](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1008404175r.jpg) ![4 Suncrest Ter - Photo 6](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3369362935r.jpg) ![4 Suncrest Ter - Photo 7](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1933237234r.jpg) ![4 Suncrest Ter - Photo 8](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3150938090r.jpg) ![4 Suncrest Ter - Photo 9](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2726740773r.jpg) ![4 Suncrest Ter - Photo 10](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2938023330r.jpg) ![4 Suncrest Ter - Photo 11](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3079492193r.jpg) ![4 Suncrest Ter - Photo 12](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2139743522r.jpg) ![4 Suncrest Ter - 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Photo 23](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f757493497r.jpg) ![4 Suncrest Ter - Photo 24](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2543350861r.jpg) ![4 Suncrest Ter - Photo 25](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2387981701r.jpg) ![4 Suncrest Ter - Photo 26](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2718335959r.jpg) ![4 Suncrest Ter - Photo 27](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2866479128r.jpg) ![4 Suncrest Ter - Photo 28](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f925631111r.jpg) ![4 Suncrest Ter - Photo 29](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f857218004r.jpg) ![4 Suncrest Ter - Photo 30](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2416939628r.jpg) ![4 Suncrest Ter - Photo 31](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1762466304r.jpg) ![4 Suncrest Ter - Photo 32](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1904431341r.jpg) ![4 Suncrest Ter - Photo 33](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1542354047r.jpg) ![4 Suncrest Ter - Photo 34](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1548583483r.jpg) ![4 Suncrest Ter - Photo 35](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f993429535r.jpg) ![4 Suncrest Ter - Photo 36](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3659285677r.jpg) ![4 Suncrest Ter - Photo 37](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3963822423r.jpg) ![4 Suncrest Ter - Photo 38](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f4056062109r.jpg) ![4 Suncrest Ter - Photo 39](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3366095093r.jpg) ![4 Suncrest Ter - Photo 40](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2595885420r.jpg) ![4 Suncrest Ter - Photo 41](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2613433794r.jpg) ![4 Suncrest Ter - Photo 42](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f2318996436r.jpg) ![4 Suncrest Ter - Photo 43](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3937150430r.jpg) ![4 Suncrest Ter - Photo 44](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f409812925r.jpg) ![4 Suncrest Ter - Photo 45](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f31600535r.jpg) ![4 Suncrest Ter - Photo 46](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f4147474928r.jpg) ![4 Suncrest Ter - Photo 47](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f921838615r.jpg) ![4 Suncrest Ter - Photo 48](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3740673415r.jpg) ![4 Suncrest Ter - Photo 49](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f3995522931r.jpg) ![4 Suncrest Ter - Photo 50](http://lh.rdcpix.com/036e10d70a9cc7d5ebc1faaf01bb5bcdl-f1468885027r.jpg) --- **MLS#:** 12028582 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4-suncrest-ter-oneonta-ny-13820-08027f1f0c5c45d5b03a55569fd34059) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4-suncrest-ter-oneonta-ny-13820-08027f1f0c5c45d5b03a55569fd34059#listing", "url": "https://www.propertysimple.ai/listing/4-suncrest-ter-oneonta-ny-13820-08027f1f0c5c45d5b03a55569fd34059", "name": "4 Suncrest Ter, Oneonta, NY 13820", "description": "City Convenience Meets Mountain Serenity! Perched on a gorgeous 1+ acre lot within the Oneonta city limits, this exceptional home offers breathtaking Catskill Mountain views, and an incredibly flexible layout designed for modern living. 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