# 4 Suncrest Terrace, Oneonta, NY 13820 > **TL;DR:** 3bd/2ba single family, $379,000 ($137/sqft), built 1974, 2,760 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $2,027/mo. Listed 16 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $379,000 | | Price/sqft | $137 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,760 | | Year Built | 1974 | | Lot Size | 48,787 sqft (1.12 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 16 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,916 | | Estimated Insurance | $111 | | **Total** | **$2,027** | ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1974 - 1.12 acre lot - 2 stories - Fireplace ## Description ### Agent Description City Convenience Meets Mountain Serenity! Perched on a gorgeous 1+ acre lot within the Oneonta city limits, this exceptional home offers breathtaking Catskill Mountain views, and an incredibly flexible layout designed for modern living. The first floor offers a private, fully updated home office ideal for remote work, a spacious family room, a convenient full bathroom, and a primary bedroom featuring a large walk-in closet. Moving to the main living areas on the second floor, you will find an expansive open-concept living and dining space that flows seamlessly into the kitchen. A nearly new Harmon wood-burning pellet stove with a brick exterior serves as a cozy focal point for the space, accompanied by a large laundry room, two additional bedrooms, and a second full bathroom. Comfort is guaranteed year-round with five newly installed Mitsubishi mini-split heat pumps. Recent cosmetic and functional updates since 2022 include brand-new luxury vinyl flooring in the main living areas, primary bedroom, and office, paired with rich oak hardwood flooring in the second-floor bedrooms. Additional highlights include newer washer, dryer, and dishwasher, plus a blacktopped driveway leading directly into a heated 2-car garage. Step outside to enjoy two small covered deck areas, a partially fenced-in yard, a nearly new storage shed, and a custom chicken coop complete with an automatic sunrise/sunset door. Best of all, the back of the property abuts hundreds of acres of permanently protected trails-giving you a tranquil, private natural backdrop in an unbeatable location just a short, convenient walk to both SUNY Oneonta and Hartwick College! ## Location - **Address:** 4 Suncrest Terrace, Oneonta, NY 13820 - **County:** Otsego - **Coordinates:** 42.465834, -75.072904 - **Google Maps:** https://www.google.com/maps?q=42.465834,-75.072904 ## Virtual Tour & Media - **Video Tour:** https://video214.com/custom-player/DMEyEENV3hYbyB5DfkgibA ## Listing Agent - **Name:** Becky L. Thomas ABR · **License:** 49TH0929936 - **Brokerage:** Benson Agency Real Estate LLC - **Broker Phone:** (607) 432-4391 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4-Suncrest-Ter_Oneonta_NY_13820_M35979-06099?f=listhub&s=BNARNY&m=R1721227&c=propsimple) ## Photos ![4 Suncrest Terrace - Photo 1](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f80588294r.jpg) ![4 Suncrest Terrace - Photo 2](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f4146450846r.jpg) ![4 Suncrest Terrace - Photo 3](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3531236724r.jpg) ![4 Suncrest Terrace - Photo 4](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f4292180621r.jpg) ![4 Suncrest Terrace - Photo 5](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2576688700r.jpg) ![4 Suncrest Terrace - Photo 6](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3043387170r.jpg) ![4 Suncrest Terrace - Photo 7](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f4127990583r.jpg) ![4 Suncrest Terrace - Photo 8](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2142211510r.jpg) ![4 Suncrest Terrace - Photo 9](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2199824014r.jpg) ![4 Suncrest Terrace - Photo 10](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1901819389r.jpg) ![4 Suncrest Terrace - Photo 11](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f4169298978r.jpg) ![4 Suncrest Terrace - Photo 12](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3029216044r.jpg) ![4 Suncrest Terrace - Photo 13](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3628646125r.jpg) ![4 Suncrest Terrace - Photo 14](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2237055577r.jpg) ![4 Suncrest Terrace - Photo 15](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f789041183r.jpg) ![4 Suncrest Terrace - Photo 16](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3757512380r.jpg) ![4 Suncrest Terrace - Photo 17](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2621590777r.jpg) ![4 Suncrest Terrace - Photo 18](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2365604840r.jpg) ![4 Suncrest Terrace - Photo 19](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3010344746r.jpg) ![4 Suncrest Terrace - Photo 20](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3651323058r.jpg) ![4 Suncrest Terrace - Photo 21](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f818588924r.jpg) ![4 Suncrest Terrace - Photo 22](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2954587459r.jpg) ![4 Suncrest Terrace - Photo 23](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3537825505r.jpg) ![4 Suncrest Terrace - Photo 24](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1531804882r.jpg) ![4 Suncrest Terrace - Photo 25](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1409819196r.jpg) ![4 Suncrest Terrace - Photo 26](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1535320482r.jpg) ![4 Suncrest Terrace - Photo 27](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3982400964r.jpg) ![4 Suncrest Terrace - Photo 28](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1756399792r.jpg) ![4 Suncrest Terrace - Photo 29](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3860628613r.jpg) ![4 Suncrest Terrace - Photo 30](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3146646923r.jpg) ![4 Suncrest Terrace - Photo 31](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3083183827r.jpg) ![4 Suncrest Terrace - Photo 32](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f4171262806r.jpg) ![4 Suncrest Terrace - Photo 33](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2454799929r.jpg) ![4 Suncrest Terrace - Photo 34](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2744964888r.jpg) ![4 Suncrest Terrace - Photo 35](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1448534693r.jpg) ![4 Suncrest Terrace - Photo 36](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f226113826r.jpg) ![4 Suncrest Terrace - Photo 37](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3031348344r.jpg) ![4 Suncrest Terrace - Photo 38](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2258931791r.jpg) ![4 Suncrest Terrace - Photo 39](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3120160795r.jpg) ![4 Suncrest Terrace - Photo 40](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f4293382960r.jpg) ![4 Suncrest Terrace - Photo 41](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2486425608r.jpg) ![4 Suncrest Terrace - Photo 42](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3642962350r.jpg) ![4 Suncrest Terrace - Photo 43](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f3433622875r.jpg) ![4 Suncrest Terrace - Photo 44](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1145965270r.jpg) ![4 Suncrest Terrace - Photo 45](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f2115766573r.jpg) ![4 Suncrest Terrace - Photo 46](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f73554152r.jpg) ![4 Suncrest Terrace - Photo 47](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1344843104r.jpg) ![4 Suncrest Terrace - Photo 48](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1939756048r.jpg) ![4 Suncrest Terrace - Photo 49](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f1254611583r.jpg) ![4 Suncrest Terrace - Photo 50](http://lh.rdcpix.com/9cf5d66c229d7455188a35e07e2f90abl-f440435465r.jpg) --- **MLS#:** R1721227 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4-suncrest-terrace-oneonta-ny-13820-fe13ffc54850465b80445b783725f37f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4-suncrest-terrace-oneonta-ny-13820-fe13ffc54850465b80445b783725f37f#listing", "url": "https://www.propertysimple.ai/listing/4-suncrest-terrace-oneonta-ny-13820-fe13ffc54850465b80445b783725f37f", "name": "4 Suncrest Terrace, Oneonta, NY 13820", "description": "City Convenience Meets Mountain Serenity! Perched on a gorgeous 1+ acre lot within the Oneonta city limits, this exceptional home offers breathtaking Catskill Mountain views, and an incredibly flexible layout designed for modern living. 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