# 40 3rd Street, Pentwater, MI 49449

> **TL;DR:** 0bd/1ba commercial, $795,000 ($489/sqft), built 1972, 1,626 sqft.
> Waterfront. Est. $4,252/mo. Listed 38 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $795,000 |
| Price/sqft | $489 |
| Bathrooms | 1 full |
| Square Feet | 1,626 |
| Year Built | 1972 |
| Lot Size | 4,356 sqft (0.10 acres) |
| Stories | 1 |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 38 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,020 |
| Estimated Insurance | $232 |
| **Total** | **$4,252** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1972
- 0.10 acre lot
- Waterfront

## Description

### Agent Description
Bring your vision to life in one of downtown Pentwater's premier locations! Development opportunities like this are rare. Positioned in the heart of one of West Michigan's most beloved resort towns, this property offers the chance to bring your ideas to life where locals and visitors gather year-round. Enjoy views of Pentwater Lake and the channel leading to Lake Michigan from the property. Prime location just steps from marinas, shopping, dining, and downtown attractions. Currently home to the beloved Cottage Garden Cafe, this 1,626-square-foot commercial building features a versatile layout suited for a variety of commercial uses. The sale also includes the adjacent yard area to the east, offering valuable space for expansion, outdoor seating, or future development. The Village Green serves as your backyard, hosting festivals and community events throughout the year. Don't miss this rare chance to invest in one of Pentwater's most desirable downtown locations.

## Location

- **Address:** 40 3rd Street, Pentwater, MI 49449
- **County:** Oceana
- **Coordinates:** 43.779123, -86.433527
- **Google Maps:** https://www.google.com/maps?q=43.779123,-86.433527

## Listing Agent

- **Name:** Katie Saunders
- **Brokerage:** Town Square Real Estate Group
- **Phone:** 2316903605
- **Broker Phone:** 2317301658
- **Listing URL:** [View original listing](https://listings.listhub.net/pages/GRARMI/26041321/?channel=propsimple)

## Photos

![40 3rd Street - Photo 1](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3763231995r.jpg)

![40 3rd Street - Photo 2](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3433327232r.jpg)

![40 3rd Street - Photo 3](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f2008590879r.jpg)

![40 3rd Street - Photo 4](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f131925121r.jpg)

![40 3rd Street - Photo 5](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3770888210r.jpg)

![40 3rd Street - Photo 6](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f526580470r.jpg)

![40 3rd Street - Photo 7](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f2575010949r.jpg)

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![40 3rd Street - Photo 13](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f217385169r.jpg)

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![40 3rd Street - Photo 18](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3399215669r.jpg)

![40 3rd Street - Photo 19](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f2973687106r.jpg)

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![40 3rd Street - Photo 21](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3661126308r.jpg)

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![40 3rd Street - Photo 23](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f2607606321r.jpg)

![40 3rd Street - Photo 24](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1925683572r.jpg)

![40 3rd Street - Photo 25](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1831147371r.jpg)

![40 3rd Street - Photo 26](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3314296693r.jpg)

![40 3rd Street - Photo 27](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1276743224r.jpg)

![40 3rd Street - Photo 28](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f590033830r.jpg)

![40 3rd Street - Photo 29](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f4155254808r.jpg)

![40 3rd Street - Photo 30](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f794533158r.jpg)

![40 3rd Street - Photo 31](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f2082969541r.jpg)

![40 3rd Street - Photo 32](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f920254209r.jpg)

![40 3rd Street - Photo 33](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f855776346r.jpg)

![40 3rd Street - Photo 34](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1796791101r.jpg)

![40 3rd Street - Photo 35](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f2600021298r.jpg)

![40 3rd Street - Photo 36](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f4111816952r.jpg)

![40 3rd Street - Photo 37](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1873049648r.jpg)

![40 3rd Street - Photo 38](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f4260006787r.jpg)

![40 3rd Street - Photo 39](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f4158841504r.jpg)

![40 3rd Street - Photo 40](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f168780646r.jpg)

![40 3rd Street - Photo 41](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3308148561r.jpg)

![40 3rd Street - Photo 42](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3645267401r.jpg)

![40 3rd Street - Photo 43](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3316509367r.jpg)

![40 3rd Street - Photo 44](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1948326338r.jpg)

![40 3rd Street - Photo 45](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f232851797r.jpg)

![40 3rd Street - Photo 46](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3356707111r.jpg)

![40 3rd Street - Photo 47](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1843169921r.jpg)

![40 3rd Street - Photo 48](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f2156452423r.jpg)

![40 3rd Street - Photo 49](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f3628162547r.jpg)

![40 3rd Street - Photo 50](http://lh.rdcpix.com/3bd7a2b9dfdb470ee331b743e2c07729l-f1097813826r.jpg)

---

**MLS#:** 26041321 | **Updated:** 2026-08-08
**Source:** listhub

*Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/40-3rd-street-pentwater-mi-49449-26041321)

---

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