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About This Home

This 3-bedroom, 3-bathroom single family at 40 Cumberland Circle in Denison, TX is listed for $374,000 ($196 per sqft). Built in 1985, the home offers 1,909 sqft of living space on a 2.14 acres lot.

Agent Description

NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to ad

d privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres. Inside, enjoy a move in ready, 3, possibly 4 bedroom, 2.5-bathroom floor plan featuring fresh interior paint, modernized lighting, an attached garage, and a cozy wood fireplace.

This property has a detached workshop with a concrete floor, electricity, and possibly water—plus a separate covered RV parking bay and an additional storage unit. Perfect for hobbyists, contractors, or Lake Texoma boat owners looking for freedom from city restrictions and high storage fees.

Properties offering this blend of acreage, utility, and monthly tax savings since outside the city limits are incredibly rare at this price point. Schedule your tour today and experience the privacy for yourself! All information deemed correct and accurate, however buyer and buyer’s agent to verify all information.

Key Features

  • Built in 1985
  • 2.14 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half
1985

Amenities

Fireplace

Monthly Cost Estimate

$2,000/mo

20% down · 6.5% · 30 years

Principal$270
Interest$1,621
Insurance$109

Estimates only. Actual payments may vary.

Location

40 Cumberland Circle

Denison, TX 75021

Cross Timber Estates

Features & Amenities

Interior Features

Cable Tv AvailableEat-in KitchenHigh Speed Internet AvailablePaneling

Exterior Features

Covered Patio/PorchRv/Boat ParkingFence

Property Details

Flooring

Laminate

Construction

Brick

Parking

CarportDrivewayGarageOpen

Heating

Fireplace(s)Propane (Heating)

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DishwasherDryerRangeRange - GasRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 40 Cumberland Circle is listed at $374,000 ($196/sqft). The estimated monthly payment is $1,621 based on 20% down at 6.5% interest.

Key features include: Built in 1985, 2.14 acre lot, Fireplace. Interior Features: Cable Tv Available, Eat-in Kitchen, High Speed Internet Available. Exterior Features: Covered Patio/Porch, Rv/Boat Parking, Fence.

This property is listed by Dianna Whitlock and can be reached at 9038182676 or dianna1107@hotmail.com.

DW

Dianna Whitlock

Agent at Ann's Realty

(903) 818-2676

Listed by Ann's Realty · View on Broker Site

MLS# 21059924· Source: listhub· Updated today

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

40 Cumberland Circle, Denison, TX 75021

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