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About This Home

This 1-bedroom, 1-bathroom single family at 40 Pirates Dr in Key Largo, FL is listed for $495,900 ($884 per sqft). Built in 1958, the home offers 561 sqft of living space on a 0.06 acres lot.

Agent Description

Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle.

This is like living on the water without paying the premium price. 2 kayaks and bicycles are included. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping.

Owner has taken care of the big-ticket items, including a new roof, new A/C split systems, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property.

The community clubhouse and swimming beach offer even more opportunities for sun-soaked fun. The location is unbeatable—just minutes from Key Largo's dining, shopping, and outdoor attractions, with an easy commute to Miami. Whether you are seeking a refined vacation retreat or a full-time island residence, this home delivers a perfect balance of tropical comfort and coastal style.

This is an amazing opportunity to embrace the best of the Florida Keys: boating, snorkeling, world-class fishing, scuba diving, or simply soaking up the sun.

Key Features

  • Built in 1958
  • 0.06 acre lot

Property Details

1 full
1958

Monthly Cost Estimate

$2,652/mo

20% down · 6.5% · 30 years

Principal$359
Interest$2,149
Insurance$145

Estimates only. Actual payments may vary.

Location

40 Pirates Dr

Key Largo, FL 33037

Pirates Cove

Features & Amenities

Interior Features

Built-in FeaturesBedroom On Main LevelFirst Floor Entry

Exterior Features

FenceSecurity/High Impact DoorsLightingOutdoor ShowerPorchPatio

Property Details

Flooring

ConcreteTile

Construction

Block

Parking

Driveway

Heating

Central

Cooling

Central Air

Appliances

DryerMicrowaveRangeRefrigerator

Questions & Answers

This 1-bedroom, 1-bathroom single family at 40 Pirates Dr is listed at $495,900 ($884/sqft). The estimated monthly payment is $2,149 based on 20% down at 6.5% interest.

Key features include: Built in 1958, 0.06 acre lot. Interior Features: Built-in Features, Bedroom On Main Level, First Floor Entry. Exterior Features: Fence, Security/High Impact Doors, Lighting.

This property is listed by Susan Holler and can be reached at 9545455583 or suz@susankholler.com.

SH

Susan Holler

Agent at LoKation

(954) 545-5583

Listed by LoKation · View on Broker Site

MLS# A11922291· Source: listhub· Updated today

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

40 Pirates Dr, Key Largo, FL 33037

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