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About This Home

This 1-bedroom, 1-bathroom single family at 40 Pirates Drive in Key Largo, FL is listed for $495,900 ($884 per sqft). Built in 1958, the home offers 561 sqft of living space on a 0.06 acres lot.

Agent Description

Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle.

This is like living on the water without paying the premium price. Bonus: 2 kayaks and bicycles are included. Imagine waking up and using your own two kayaks to explore the Bay or easily launching your boat from the neighborhood ramp right across the street.

Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Voluntary Boating Association with nominal fee of $250 per year. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping.

The current owner has taken care of the big-ticket items, so you do not have to worry including a new roof, new A/C split systems throughout, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property.

The community clubhouse and swimming beach offer even more opportunities for sun-soaked fun. The location is unbeatable--just minutes from Key Largo's dining, shopping, and outdoor attractions, with an easy commute to Miami. Whether you are seeking a refined vacation retreat or a full-time island residence, this home delivers a perfect balance of tropical comfort and coastal style.

This is an amazing opportunity to embrace the best of the Florida Keys: boating, snorkeling, world-class fishing, scuba diving, or simply soaking up the sun. Do not let this slice of paradise slip away--schedule your private tour today!

Key Features

  • Built in 1958
  • 0.06 acre lot

Property Details

1 story
1 full
1958

Amenities

A/C

Monthly Cost Estimate

$2,652/mo

20% down · 6.5% · 30 years

Principal$359
Interest$2,149
Insurance$145

Estimates only. Actual payments may vary.

Location

40 Pirates Drive

Key Largo, FL 33037

Pirates Cove (Key Largo) (98.5)

Features & Amenities

Interior Features

Built-in CabinetsQuartz Countertops

Exterior Features

FencingHot TubLightingOutdoor Shower

Property Details

Flooring

TileConcrete

Construction

CBS

Pool Features

Patio

Heating

Central

Cooling

DuctlessCentral Air

Appliances

WasherDryerRefrigeratorRangeOvenMicrowaveStainless Steel Appliance(s)

Questions & Answers

This 1-bedroom, 1-bathroom single family at 40 Pirates Drive is listed at $495,900 ($884/sqft). The estimated monthly payment is $2,149 based on 20% down at 6.5% interest.

Key features include: Built in 1958, 0.06 acre lot. Interior Features: Built-in Cabinets, Quartz Countertops. Exterior Features: Fencing, Hot Tub, Lighting.

This property is listed by Susan Kay Holler, PA and can be reached at 3053931695 or suz@susankholler.com.

SP

Susan Kay Holler, PA

Agent at Lokation Real Estate - Tavernier North

(305) 393-1695

Listed by Lokation Real Estate - Tavernier North · View on Broker Site

MLS# 617504· Source: listhub· Updated 184 days ago

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

40 Pirates Drive, Key Largo, FL 33037

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