# 40 Prospect St, Summit City, NJ 07901-2522 > **TL;DR:** 3bd/2ba single family, $1,700,000 ($876/sqft), built 1923, 1,940 sqft. > Fireplace, 2-car garage. Est. $9,092/mo. Listed 346 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,700,000 | | Price/sqft | $876 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,940 | | Year Built | 1923 | | Lot Size | 13,504 sqft (0.31 acres) | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 346 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,596 | | Estimated Insurance | $496 | | **Total** | **$9,092** | ## Key Amenities - Fireplace - 2-car garage ## Property Highlights - Built in 1923 - 0.31 acre lot - Fireplace ## Description ### Agent Description Introducing 40 Prospect Street - a rare opportunity in the heart of the highly desirable Summit, NJ! This longstanding 3BR/1.5BA colonial sits on an oversized lot and is ready for complete modern renovation / rebuild! Positioned in a quiet tree-lined neighborhood, this home is just minutes from downtown Summit and its restaurants, shopping, and direct rail service to NYC via NJ Transit. This property offers a combination of prime location, property size, top-rated schools, and more in one of Union County's most sought-after neighborhoods. To all homeowners and homebuilders, this is truly one with plenty of potential for its next chapter. Strictly ''AS IS'' sale, buyer responsible for C/O ## Location - **Address:** 40 Prospect St, Summit City, NJ 07901-2522 - **County:** Union - **Coordinates:** 40.713, -74.36334 - **Google Maps:** https://www.google.com/maps?q=40.713,-74.36334 ## Listing Agent - **Name:** SENADA GRAFAS - **Brokerage:** eXp Realty, LLC - **Broker Phone:** (866) 201-6210 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/40-Prospect-St_Summit_NJ_07901_M67767-69830?f=listhub&s=GSMLSNJ&m=3999057&c=propsimple) ## Photos ![40 Prospect St - Photo 1](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f2699551111r.jpg) ![40 Prospect St - Photo 2](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f1556487405r.jpg) ![40 Prospect St - Photo 3](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f2604777089r.jpg) ![40 Prospect St - Photo 4](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f2537560723r.jpg) ![40 Prospect St - Photo 5](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f1451706337r.jpg) ![40 Prospect St - Photo 6](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f2157469343r.jpg) ![40 Prospect St - Photo 7](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f4031288244r.jpg) ![40 Prospect St - Photo 8](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f2319541053r.jpg) ![40 Prospect St - Photo 9](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f3662611514r.jpg) ![40 Prospect St - Photo 10](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f60859022r.jpg) ![40 Prospect St - Photo 11](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f4049034998r.jpg) ![40 Prospect St - Photo 12](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f3604738766r.jpg) ![40 Prospect St - Photo 13](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f1179609881r.jpg) ![40 Prospect St - Photo 14](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f2573806695r.jpg) ![40 Prospect St - Photo 15](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f1170676908r.jpg) ![40 Prospect St - Photo 16](http://lh.rdcpix.com/67446b1a53c5d90fa0ca1531c36c03f1l-f2331104791r.jpg) --- **MLS#:** 3999057 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Garden State MLS, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/40-prospect-st-summit-city-nj-07901-2522-53468c9018bb4e1f84ac54140be598a5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/40-prospect-st-summit-city-nj-07901-2522-53468c9018bb4e1f84ac54140be598a5#listing", "url": "https://www.propertysimple.ai/listing/40-prospect-st-summit-city-nj-07901-2522-53468c9018bb4e1f84ac54140be598a5", "name": "40 Prospect St, Summit City, NJ 07901-2522", "description": "Introducing 40 Prospect Street - a rare opportunity in the heart of the highly desirable Summit, NJ! This longstanding 3BR/1.5BA colonial sits on an oversized lot and is ready for complete modern renovation / rebuild! 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