# 40 S Hamilton Street, Poughkeepsie, NY 12601 > **TL;DR:** commercial, $735,000, built 1890. Est. $3,931/mo. Listed 93 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $735,000 | | Year Built | 1890 | | Lot Size | 14,810 sqft (0.34 acres) | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 93 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,717 | | Estimated Insurance | $214 | | **Total** | **$3,931** | ## Nearby Schools - **Elementary:** Gov George Clinton School - **Middle:** Poughkeepsie Middle School - **High:** Poughkeepsie High School ## Property Highlights - Built in 1890 - 0.34 acre lot ## Description ### Agent Description Investment Opportunity - High Cash Flow Property in the Heart of Poughkeepsie Presenting 40 S. Hamilton Street, a rare opportunity to acquire a proven income-producing property in the City of Poughkeepsie. This well-established rooming house consists of nine private single-occupancy rooms, seven bathrooms, providing affordable and independent living accommodations that serve a critical role in the local housing market. This property is a grandfathered rooming house (meaning no other property can be zoned as a rooming house without a special permit). Coin operated laundry also included in the basement. The property has demonstrated strong and consistent performance, currently generating approximately $100,000 in annual gross rental income with a current NOI of $49,315. Residents enjoy access to shared common areas including a communal kitchen, lounge, and hallway facilities on each floor, creating a practical and cost-effective housing solution for tenants. Situated on a generous lot, the property features a large rear driveway with ample off-street parking, a valuable amenity for both tenants and management. A substantial basement provides additional storage space and operational flexibility. For investors seeking immediate cash flow, this property is generating income from day one. Beyond its current performance, there are multiple avenues for future upside. Four apartment conversion is allowed by right. If you split the lot, you can build eight apartments on a knockdown. Student housing is also permitted outright (with Marist, Vassar, Dutchess Community College, and CIA nearby). You can also continue operating as a successful rooming house rental property. The combination of strong in-place income, parking, storage, and future value-add potential makes this an attractive acquisition for both experienced and aspiring investors. Additionally, there is a small parking lot in the rear of the building. Whether you're looking to expand your portfolio with a stabilized asset or capitalize on redevelopment and repositioning opportunities, 40 S. Hamilton Street offers a compelling blend of cash flow, flexibility, and long-term potential in a growing rental market. ## Location - **Address:** 40 S Hamilton Street, Poughkeepsie, NY 12601 - **County:** Dutchess County ## Listing Agent - **Name:** Jorge Lugo - **Brokerage:** Real Broker NY LLC - **Phone:** 8458578740 - **Broker Phone:** (855) 450-0442 - **Listing URL:** [View original listing](https://listings.listhub.net/pages/MLSLINY/1017698/?channel=propsimple) ## Photos ![40 S Hamilton Street - Photo 1](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f4157547562r.jpg) ![40 S Hamilton Street - Photo 2](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f667533420r.jpg) ![40 S Hamilton Street - Photo 3](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2756508547r.jpg) ![40 S Hamilton Street - Photo 4](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1314376921r.jpg) ![40 S Hamilton Street - Photo 5](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1377518926r.jpg) ![40 S Hamilton Street - Photo 6](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f881215582r.jpg) ![40 S Hamilton Street - Photo 7](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2601845043r.jpg) ![40 S Hamilton Street - Photo 8](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3470384960r.jpg) ![40 S Hamilton Street - Photo 9](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2938338197r.jpg) ![40 S Hamilton Street - Photo 10](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1814944920r.jpg) ![40 S Hamilton Street - Photo 11](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f476267777r.jpg) ![40 S Hamilton Street - Photo 12](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2980322971r.jpg) ![40 S Hamilton Street - Photo 13](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f338284604r.jpg) ![40 S Hamilton Street - Photo 14](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1229667028r.jpg) ![40 S Hamilton Street - Photo 15](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f240892866r.jpg) ![40 S Hamilton Street - Photo 16](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1889803171r.jpg) ![40 S Hamilton Street - Photo 17](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3800884992r.jpg) ![40 S Hamilton Street - Photo 18](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1541562246r.jpg) ![40 S Hamilton Street - Photo 19](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1956252698r.jpg) ![40 S Hamilton Street - Photo 20](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3165451127r.jpg) ![40 S Hamilton Street - Photo 21](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f392406546r.jpg) ![40 S Hamilton Street - Photo 22](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3816763120r.jpg) ![40 S Hamilton Street - Photo 23](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f108583221r.jpg) ![40 S Hamilton Street - Photo 24](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2298476936r.jpg) ![40 S Hamilton Street - Photo 25](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1614534068r.jpg) ![40 S Hamilton Street - Photo 26](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2402844886r.jpg) ![40 S Hamilton Street - Photo 27](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2098637038r.jpg) ![40 S Hamilton Street - Photo 28](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f751238184r.jpg) ![40 S Hamilton Street - Photo 29](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2592796185r.jpg) ![40 S Hamilton Street - Photo 30](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3998615150r.jpg) ![40 S Hamilton Street - Photo 31](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2289111185r.jpg) ![40 S Hamilton Street - Photo 32](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3284482151r.jpg) ![40 S Hamilton Street - Photo 33](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f726418708r.jpg) ![40 S Hamilton Street - Photo 34](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3217045059r.jpg) ![40 S Hamilton Street - Photo 35](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1207465071r.jpg) ![40 S Hamilton Street - Photo 36](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f112710123r.jpg) ![40 S Hamilton Street - Photo 37](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f436923822r.jpg) ![40 S Hamilton Street - Photo 38](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f4206954874r.jpg) ![40 S Hamilton Street - Photo 39](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f1060485028r.jpg) ![40 S Hamilton Street - Photo 40](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3490400484r.jpg) ![40 S Hamilton Street - Photo 41](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3959619163r.jpg) ![40 S Hamilton Street - Photo 42](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f327831448r.jpg) ![40 S Hamilton Street - Photo 43](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f3723114266r.jpg) ![40 S Hamilton Street - Photo 44](http://lh.rdcpix.com/7f6b1f60b6d780e1b8d4cbd3f789998fl-f2361465235r.jpg) --- **MLS#:** 1017698 | **Updated:** 2026-08-20 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/40-s-hamilton-street-poughkeepsie-ny-12601-1017698) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/40-s-hamilton-street-poughkeepsie-ny-12601-1017698#listing", "url": "https://www.propertysimple.ai/listing/40-s-hamilton-street-poughkeepsie-ny-12601-1017698", "name": "40 S Hamilton Street, Poughkeepsie, NY 12601", "description": "Investment Opportunity - High Cash Flow Property in the Heart of Poughkeepsie Presenting 40 S. Hamilton Street, a rare opportunity to acquire a proven income-producing property in the City of Poughkeepsie. This well-established rooming house consists of nine private single-occupancy rooms, seven bathrooms, providing affordable and independent living accommodations that serve a critical role in the local housing market. This property is a grandfathered rooming house (meaning no other property can be zoned as a rooming house without a special permit). Coin operated laundry also included in the basement. The property has demonstrated strong and consistent performance, currently generating approximately $100,000 in annual gross rental income with a current NOI of $49,315. Residents enjoy access to shared common areas including a communal kitchen, lounge, and hallway facilities on each floor, creating a practical and cost-effective housing solution for tenants. Situated on a generous lot, the property features a large rear driveway with ample off-street parking, a valuable amenity for both tenants and management. A substantial basement provides additional storage space and operational flexibility. For investors seeking immediate cash flow, this property is generating income from day one. Beyond its current performance, there are multiple avenues for future upside. Four apartment conversion is allowed by right. If you split the lot, you can build eight apartments on a knockdown. Student housing is also permitted outright (with Marist, Vassar, Dutchess Community College, and CIA nearby). You can also continue operating as a successful rooming house rental property. The combination of strong in-place income, parking, storage, and future value-add potential makes this an attractive acquisition for both experienced and aspiring investors. Additionally, there is a small parking lot in the rear of the building. Whether you're looking to expand your portfolio with a stabilized asset or capitalize on redevelopment and repositioning opportunities, 40 S. 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