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About This Home
This 5-bedroom, 3-bathroom single family at 400 N Palafox St in Pensacola, FL is listed for $959,000 ($406 per sqft). Built in 2020, the home offers 2,361 sqft of living space on a 0.06 acres lot.
Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you're just moments from local dining, nightlife, galleries, and waterfront strolls. It's the kind of location where weekends plan themselves and everything feels within reach.
This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it's morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola.
The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you'll find a true highlight: a spacious terrace made for entertaining and unwinding.
An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays.
An oversized garage adds even more function, complete with a built-in overhead storage deck. If you've been looking for a downtown home that blends lifestyle, flexibility, and a fun sense of place, this one stands out in all the right ways.
Key Features
- Built in 2020
- 0.06 acre lot
- 2 stories
- 2 parking spaces
Property Details
Amenities
Monthly Cost Estimate
$5,279/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
400 N Palafox St
Pensacola, FL 32501
Belmont Tract
Property Details
Construction
Pool Features
Parking
Heating
Cooling
Appliances
Questions & Answers
This 5-bedroom, 3-bathroom single family at 400 N Palafox St is listed at $959,000 ($406/sqft). The estimated monthly payment is $4,306 based on 20% down at 6.5% interest.
HOA fees are $150/month.
Key features include: Built in 2020, 0.06 acre lot, 2 stories, 2 parking spaces.
This property is listed by Christopher Howard and can be reached at (850) 429-0100 or chrishoward4u@gmail.com.








