# 400 PINE TREE Road, Lake Mary, FL 32746

> **TL;DR:** 5bd/4ba single family, $799,000 ($230/sqft), built 1987, 3,475 sqft.
> Pool, Fireplace, Hardwood, A/C. Est. $4,273/mo. Listed 20 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $799,000 |
| Price/sqft | $230 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,475 |
| Year Built | 1987 |
| Lot Size | 18,731 sqft (0.43 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 20 |

## Why This Home Stands Out

- **Pool** - Pool listed; type not specified
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,040 |
| Estimated Insurance | $233 |
| **Total** | **$4,273** |

## Nearby Schools

- **Elementary:** Lake Mary Elementary
- **Middle:** Greenwood Lakes Middle
- **High:** Lake Mary High

## Key Amenities

- Pool
- Fireplace
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 1987
- 0.43 acre lot
- 2 stories
- Private pool
- Fireplace

## Description

### Agent Description
Virtually Staged. Welcome to the highly desirable Cardinal Oaks Cove, one of Lake Mary's hidden gems-with no HOA. Offering 5 bedrooms, 4 bathrooms, and 3,475 square feet, this spacious home is designed for comfortable living and entertaining. The kitchen features an island and opens to the great room, where a fireplace and direct pool access create a welcoming gathering space. Formal living and dining rooms provide additional room to entertain. Just off the kitchen, the indoor laundry room includes built-in cabinets. Enjoy a sparkling enclosed pool and an approximately 400 square foot covered lanai featuring a custom-built bar and mini fridge, surrounded by lush landscaping for added privacy. The oversized garage also features custom storage cabinets. The main-floor primary suite includes an ensuite bath with a walk-in closet, walk-in shower, double vanities and a private water closet. Upstairs are four additional bedrooms, two bathrooms and a spacious loft with a custom-built bookcase. One of the bathrooms is a Jack-and-Jill. One bedroom also features custom-built drawers and additional storage. Located in the heart of Lake Mary, this home is just minutes from fine dining, shopping and major highways-offering easy access to everything Central Florida has to offer.

## Location

- **Address:** 400 PINE TREE Road, Lake Mary, FL 32746
- **County:** Seminole
- **Neighborhood:** CARDINAL OAKS COVE
- **Coordinates:** 28.750868, -81.304204
- **Google Maps:** https://www.google.com/maps?q=28.750868,-81.304204

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/stellar/O6443120

## Listing Agent

- **Name:** Chuck Ferdinandsen
- **Brokerage:** Charles Rutenberg Realty Orlando LLC
- **Broker Phone:** (407) 622-2122
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/400-Pine-Tree-Rd_Lake-Mary_FL_32746_M57368-30414?f=listhub&s=MFRMLSFL&m=O6443120&c=propsimple)

## Photos

![400 PINE TREE Road - Photo 1](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f978801030r.jpg)

![400 PINE TREE Road - Photo 2](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f2644794156r.jpg)

![400 PINE TREE Road - Photo 3](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1985781639r.jpg)

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![400 PINE TREE Road - Photo 26](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f2595189171r.jpg)

![400 PINE TREE Road - Photo 27](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f19311972r.jpg)

![400 PINE TREE Road - Photo 28](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f136106243r.jpg)

![400 PINE TREE Road - Photo 29](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1506907646r.jpg)

![400 PINE TREE Road - Photo 30](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f3587561993r.jpg)

![400 PINE TREE Road - Photo 31](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f4008174781r.jpg)

![400 PINE TREE Road - Photo 32](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f3683606074r.jpg)

![400 PINE TREE Road - Photo 33](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f3781662233r.jpg)

![400 PINE TREE Road - Photo 34](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1972088006r.jpg)

![400 PINE TREE Road - Photo 35](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f3107617468r.jpg)

![400 PINE TREE Road - Photo 36](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f2130845727r.jpg)

![400 PINE TREE Road - Photo 37](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f3909876646r.jpg)

![400 PINE TREE Road - Photo 38](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f657926518r.jpg)

![400 PINE TREE Road - Photo 39](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f3714603088r.jpg)

![400 PINE TREE Road - Photo 40](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f2705525392r.jpg)

![400 PINE TREE Road - Photo 41](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f2839433683r.jpg)

![400 PINE TREE Road - Photo 42](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1729650236r.jpg)

![400 PINE TREE Road - Photo 43](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1941236269r.jpg)

![400 PINE TREE Road - Photo 44](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1017405763r.jpg)

![400 PINE TREE Road - Photo 45](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1146035716r.jpg)

![400 PINE TREE Road - Photo 46](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f3770756009r.jpg)

![400 PINE TREE Road - Photo 47](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f983813073r.jpg)

![400 PINE TREE Road - Photo 48](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1195309811r.jpg)

![400 PINE TREE Road - Photo 49](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f1876763935r.jpg)

![400 PINE TREE Road - Photo 50](http://lh.rdcpix.com/2d17d7154e75add0943c1755dc540701l-f2538833150r.jpg)

---

**MLS#:** O6443120 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/400-pine-tree-road-lake-mary-fl-32746-222ca4d72fb14dd48da4584f9e0b9dfa)

---

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