About This Home

This 1-bedroom, 1-bathroom condo at 4000 Gulf Terrace Drive #263 in Destin, FL is listed for $195,000 ($264 per sqft). Built in 1973, the home offers 738 sqft of living space on a N/A lot.

Key Features

  • Built in 1973
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full
#263
1973

Amenities

FireplaceA/C
Listing Description

Welcome to Copper Cay -- a stylish coastal retreat in the heart of Destin! Perfectly positioned for easy access to everything the Emerald Coast is known for, this beautifully updated condo places you just minutes from deep sea fishing, Crab Island, sugar-white sand beaches, waterfront dining, shopping, and entertainment.

Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this location delivers the ultimate Destin lifestyle. This spacious 1-bedroom, 1-bath condo offers approximately 800 square feet of comfortable living, blending industrial farmhouse charm with warm copper accents for a unique and inviting feel.

Inside, you'll find an updated kitchen with granite countertops, newer appliances, and hardwood flooring throughout. The open layout creates a cozy yet functional space, and the convenience of your own private washer and dryer makes everyday living easy.

Best of all, all appliances convey for a move-in-ready opportunity. The community offers resort-style amenities including 3 pools (one conveniently located right next to the building), tennis courts, outdoor grilling areas, a community room, and a peaceful lake walkover just steps away. Whether you're searching for a low-maintenance beachside escape or a smart investment in one of Destin's most desirable areas, Copper Cay offers the perfect blend of comfort, charm, and coastal convenience.

Monthly Cost Estimate

$1,645/mo

20% down · 6.5% · 30 years

Principal$141
Interest$845
Insurance$57
HOA$602

Estimates only. Actual payments may vary.

Location

4000 Gulf Terrace Drive #263

Destin, FL 32541

GULF TERRACE CONDO

Features & Amenities

Interior Features

Fireplace

Property Details

Outdoor Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerRefrigeratorSmooth Stovetop RngeWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 1-bathroom condo at 4000 Gulf Terrace Drive is listed at $195,000 ($264/sqft). The estimated monthly payment is $1,645 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $602/month.

Key features include: Built in 1973, 2 stories, Fireplace. Interior Features: Fireplace.

This property is listed by Nikki Segraves Wood.

NW

Nikki Segraves Wood

License 3070604

Agent at ERA American Real Estate

Listed by ERA American Real Estate · Broker phone: (850) 651-2454 · View on Broker Site · Broker website

MLS# 1006602· Source: Emerald Coast Association of Realtors· 121 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4000 Gulf Terrace Drive #263, Destin, FL 32541

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