# 4005 LLOYD BOWEN, Saint Leonard, MD 20685

> **TL;DR:** 4bd/4ba single family, $1,175,000 ($417/sqft), built 2009, 2,818 sqft.
> Fireplace, Waterfront, A/C. Est. $5,092/mo. Listed 22 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,175,000 |
| Price/sqft | $417 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 2 half |
| Square Feet | 2,818 |
| Year Built | 2009 |
| Lot Size | 19,950 sqft (0.46 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 22 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,092 |
| **Total** | **$5,092** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2009
- 0.46 acre lot
- 2 stories
- 4 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to an extraordinary Southern Living-inspired waterfront bungalow offering a rare blend of tranquility, luxury, and charm in pristine condition. Tucked away on a quiet, secluded road with only three homes, this exceptional property is surrounded by water and bordered by 25 acres of protected, unbuildable land, ensuring lasting privacy and breathtaking natural beauty. Ideally located less than an hour from Annapolis, Baltimore, Washington, D.C., and Northern Virginia-including Alexandria and Arlington-this home provides the perfect balance of peaceful waterfront living with easy access to major metropolitan conveniences. The 4-bedroom residence features 2 full baths and 2 half baths, with an open, airy design that captures stunning water views from virtually every window. The main level includes two bedrooms and showcases soaring cathedral ceilings, solid wood doors, and exceptional craftsmanship, while thoughtfully preserved elements from the original cottage add warmth, character, and a sense of nostalgia. The spacious kitchen is both elegant and functional, offering Silestone countertops, stainless steel appliances, white cabinetry, abundant counter space, a breakfast nook, and radiant heated flooring, with propane gas fueling both cooking and the home's heating system. The inviting family room centers around a striking fireplace and flows effortlessly onto a generous wraparound waterfront porch-perfect for relaxing or entertaining while taking in serene views. Built with quality and durability in mind, the home features a metal roof, Hardiplank exterior, and a warm, welcoming ambiance throughout. This is a true waterfront lifestyle property, where fishing, kayaking, boating, and crabbing are part of everyday life, and where comfort, craftsmanship, and natural beauty come together in perfect harmony.

## Location

- **Address:** 4005 LLOYD BOWEN, Saint Leonard, MD 20685
- **County:** CALVERT
- **Neighborhood:** NONE AVAILABLE
- **Coordinates:** 38.41143388, -76.54194902
- **Google Maps:** https://www.google.com/maps?q=38.41143388,-76.54194902

## Listing Agent

- **Name:** Jeannine M Wayson
- **Brokerage:** Coldwell Banker Realty
- **Phone:** 4105623178
- **Email:** jwayson@cbmove.com

## Primary Photo

![4005 LLOYD BOWEN - Primary Photo](http://lh.rdcpix.com/ae038d4da1f0b29efa04218dbc74c42bl-f2905948328r.jpg)

*60 total photos available on [listing page](https://www.propertysimple.com/listing/4005-lloyd-bowen-saint-leonard-md-20685-a2026454)*

---

**MLS#:** MDCA2026454 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4005-lloyd-bowen-saint-leonard-md-20685-a2026454)

---

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