About This Home

This 4-bedroom, 4-bathroom single family at 4005 LLOYD BOWEN in Saint Leonard, MD is listed for $1,099,000 ($390 per sqft). Built in 2009, the home offers 2,818 sqft of living space on a 0.46 acres lot.

Key Features

  • Built in 2009
  • 0.46 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 2 half
4 spaces
2009

Amenities

FireplaceWaterfrontA/C
Listing Description

Welcome to an extraordinary Southern Living-inspired waterfront bungalow offering a rare blend of tranquility, luxury, and charm in pristine condition. Tucked away on a quiet, secluded road with only three homes, this exceptional property is surrounded by water and bordered by 25 acres of protected, unbuildable land, ensuring lasting privacy and breathtaking natural beauty.

Ideally located less than an hour from Annapolis, Baltimore, Washington, D.C., and Northern Virginia-including Alexandria and Arlington-this home provides the perfect balance of peaceful waterfront living with easy access to major metropolitan conveniences.

The 4-bedroom residence features 2 full baths and 2 half baths, with an open, airy design that captures stunning water views from virtually every window. The main level includes two bedrooms and showcases soaring cathedral ceilings, solid wood doors, and exceptional craftsmanship, while thoughtfully preserved elements from the original cottage add warmth, character, and a sense of nostalgia.

The spacious kitchen is both elegant and functional, offering Silestone countertops, stainless steel appliances, white cabinetry, abundant counter space, a breakfast nook, and radiant heated flooring, with propane gas fueling both cooking and the home's heating system.

The inviting family room centers around a striking fireplace and flows effortlessly onto a generous wraparound waterfront porch-perfect for relaxing or entertaining while taking in serene views. Built with quality and durability in mind, the home features a metal roof, Hardiplank exterior, and a warm, welcoming ambiance throughout.

This is a true waterfront lifestyle property, where fishing, kayaking, boating, and crabbing are part of everyday life, and where comfort, craftsmanship, and natural beauty come together in perfect harmony.

Monthly Cost Estimate

$5,878/mo

20% down · 6.5% · 30 years

Principal$795
Interest$4,762
Insurance$321

Estimates only. Actual payments may vary.

Location

4005 LLOYD BOWEN

Saint Leonard, MD 20685

NONE AVAILABLE

Features & Amenities

Interior Features

Bathroom - Stall ShowerBathroom - Walk-In ShowerCeiling Fan(s)Combination Dining/LivingCombination Kitchen/DiningCombination Kitchen/LivingDining AreaEntry Level BedroomFamily Room Off KitchenFloor Plan - OpenKitchen - CountryPrimary Bath(s)Primary Bedroom - Bay FrontRecessed LightingUpgraded CountertopsWalk-in Closet(s)Water Treat SystemWood FloorsBuilt-InsAtticKitchen - Eat-InKitchen - GourmetPantry

Property Details

Construction

Frame Fiber Cement HardiPlank Type CPVC/PVC SprayFoamInsulation Stick Built

Parking

DrivewayPaved or Surfaced

Heating

Heat Pump (Heating)

Cooling

Central AirHeat PumpCeiling Fan(s)

Appliances

DishwasherDryerDryer - ElectricExhaust FanMicrowaveOven - Self CleaningOven/Range - GasRefrigeratorSix Burner StoveStainless Steel AppliancesWasherWaterHeaterENERGY STAR Clothes WasherENERGY STAR DishwasherENERGY STAR RefrigeratorInstant Hot WaterRange HoodWater Heater - TanklessWasher - Front LoadingWasher/Dryer StackedIndoor GrillENERGY STAR FreezerDryer - Front LoadingCooktop

Questions & Answers

This 4-bedroom, 4-bathroom single family at 4005 LLOYD BOWEN is listed at $1,099,000 ($390/sqft). The estimated monthly payment is $5,878 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2009, 0.46 acre lot, 2 stories, 4 parking spaces, Fireplace, Waterfront. Interior Features: Bathroom - Stall Shower, Bathroom - Walk-In Shower, Ceiling Fan(s).

This property is listed by Jeannine M Wayson.

JW

Jeannine M Wayson

License 611432

Agent at Coldwell Banker Residential Brokerage

Listed by Coldwell Banker Residential Brokerage · Broker phone: (410) 224-2200 · View on Broker Site

MLS# MDCA2026454· Source: Bright MLS· 172 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4005 LLOYD BOWEN, Saint Leonard, MD 20685

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