About This Home

This 2-bedroom, 2-bathroom single family at 4009 Riverside Drive in Panama City, FL is listed for $340,000 ($245 per sqft). Built in 2005, the home offers 1,388 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2005
  • 0.17 acre lot

Property Details

1 story
2 full
2-car garage
2005

Amenities

A/C
Listing Description

Welcome to this beautifully updated, move-in-ready home offering character, privacy, and an exceptional setting in Riverside. This home backs directly up to a community park with mature trees and sidewalks, providing lush, relaxing views and room to spread out, walk or play.

This home offers a 2-car garage, which leads to a screened-in porch that connects to the home. The screened-in porch is the perfect place to enjoy the outdoors without sacrificing privacy or comfort. Whether you're relaxing during the hot summer months or enjoying the cooler temperatures of fall and winter.

It provides a wonderful year-round extension of the home's living space. The current owner has made thoughtful improvements throughout the home. As you enter you will find a beautifully remodeled open-concept kitchen connecting to the dining and living areas.

The kitchen features crisp white cabinetry, Merian Fog quartz countertops, a new backsplash, new stainless steel Whirlpool appliances, and a new sink and disposal. Additional interior improvements include new wood-look tile flooring throughout, fresh interior paint, wainscoting in the living spaces, and shiplap in the laundry room.

The entire home offers abundant natural light, an open-concept living area, spacious walk-in pantry, and a versatile built-in breakfast bar that can function as a coffee bar or wine bar with a built-in wine fridge. The home features two primary suites, each with its own private bathroom.

The main primary suite offers a huge walk-in closet and a bathroom with a new tiled walk-in shower and refreshed cabinetry. The second suite also features a newly tiled shower. Outside, the porches have been freshly painted. Other improvements over the past 5 years include new side windows and transom windows, updated weather stripping, a new garage door motor, a Ring alarm system, and a roof replacement following Hurricane Michael.

French doors from the dining area open to the private outdoor spaces, creating an ideal setting for grilling, dining al fresco, entertaining, or simply enjoying the peaceful surroundings. This courtyard is completely enclosed with a privacy fence and has pristine, landscaping that welcomes you home.

Landscaping is easy to maintain at a low cost with the homes irrigation system run by well water. A special feature of this property is its exceptional location in Riverside. Unlike a typical homes that backs up to someone else's yard, the back yard of this home transitions into the beautiful community park.

Once you step onto your back porch, you are overlooking a lush, beautifully maintained park that you do not need to maintain! Experience a true neighborhood feel with sidewalks, a community pool (recently resurfaced), clubhouse, fitness center, playground, pavilion, basketball court, and fishing dock and kayak launch on Mill Bayou.

But don't worry, the HOA fee is just $134 per month. Riverside is conveniently located near charter schools, Publix, Lynn Haven, while just 28 minutes to the nearest beaches, 14 minutes to downtown Panama City, and 21 minutes to Tyndall AFB. Schedule your private showing today and experience this one of a kind Riverside home for yourself!

Monthly Cost Estimate

$1,952/mo

20% down · 6.5% · 30 years

Principal$246
Interest$1,473
Insurance$99
HOA$134

Estimates only. Actual payments may vary.

Location

4009 Riverside Drive

Panama City, FL 32404

Riverside Phase II

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnlyWalkInClosets

Exterior Features

Dock

Property Details

Construction

VinylSiding

Outdoor Features

Porch

Heating

Central

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 2-bedroom, 2-bathroom single family at 4009 Riverside Drive is listed at $340,000 ($245/sqft). The estimated monthly payment is $1,952 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $134/month.

Key features include: Built in 2005, 0.17 acre lot. Interior Features: MainLevelPrimary, ShowerOnly, WalkInClosets. Exterior Features: Dock.

This property is listed by The Beninateam.

TB

The Beninateam

Agent at Beachy Beach Real Estate

Listed by Beachy Beach Real Estate · Broker phone: (850) 527-5651 · View on Broker Site · Broker website

MLS# 796212· Source: Central Panhandle Association of REALTORS· 25 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4009 Riverside Drive, Panama City, FL 32404

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