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About This Home

This 3-bedroom, 3-bathroom single family at 4009 Watergate Dr in Milton, FL is listed for $397,561 ($188 per sqft). Built in 2026, the home offers 2,119 sqft of living space on a 0.20 acres lot.

Agent Description

PANAMA model! Your new Panama floorplan is the perfect size for a starter or downsizing home. It's a lovely three-bedroom two-and-a-half-bathroom home. As you walk in, you will enter into a small foyer which opens up to a spacious large Great Room. As you continue, you will be greeted by your formal Dining Room that opens into a great kitchen.

Your Kitchen has plenty of counter space and a lovely island facing out to the living area to keep the chef of your family involved in conversations. The owner's suite is off the back of the home for privacy and has a nice sized walk-in closet in addition to the ensuite owner's bath. Your second retreat is off the dining area and features a guest half bath plus your two spare bedrooms with a full bath. Your new home has abundant space in the laundry room which is in the center of the home.

Key Features

  • Built in 2026
  • 0.20 acre lot
  • 2 parking spaces

Property Details

1 story
2 full, 1 half
2 spaces
2026

Amenities

A/C

Monthly Cost Estimate

$2,846/mo

20% down · 6.5% · 30 years

Principal$288
Interest$1,723
Insurance$116
HOA$720

Estimates only. Actual payments may vary.

Location

4009 Watergate Dr

Milton, FL 32583

Yellow River Ranch

Property Details

Construction

Brick Frame

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherDisposalMicrowaveSelf Cleaning OvenENERGY STAR Qualified Dishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4009 Watergate Dr is listed at $397,561 ($188/sqft). The estimated monthly payment is $2,443 based on 20% down at 6.5% interest.

HOA fees are $720/month.

Key features include: Built in 2026, 0.20 acre lot, 2 parking spaces.

This property is listed by Trish Lohela and can be reached at 225 850-502-5594 or mlsgulf@holidaybuilders.com.

TL

Trish Lohela

Agent at HOLIDAY BUILDERS OF THE GULF COAST, LLC

225 850-502-5594

Listed by HOLIDAY BUILDERS OF THE GULF COAST, LLC · View on Broker Site

MLS# 674054· Source: listhub· Updated 192 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4009 Watergate Dr, Milton, FL 32583

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