About This Home

This 3-bedroom, 3-bathroom single family at 401 Division Street in Saint Charles, IL is listed for $475,000 ($250 per sqft). Built in 1952, the home offers 1,900 sqft of living space on a N/A lot.

Key Features

  • Built in 1952
  • 2 stories
  • 3 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
3 spaces
1952

Amenities

FireplaceHardwoodA/C
Listing Description

Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors.

All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level.

The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

Monthly Cost Estimate

$2,540/mo

20% down · 6.5% · 30 years

Principal$344
Interest$2,058
Insurance$139

Estimates only. Actual payments may vary.

Location

401 Division Street

Saint Charles, IL 60174

Features & Amenities

Interior Features

Open Floorplan

Property Details

Flooring

Hardwood

Construction

Vinyl Siding

Outdoor Features

Deck

Parking

GarageOpen

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryer

Questions & Answers

This 3-bedroom, 3-bathroom single family at 401 Division Street is listed at $475,000 ($250/sqft). The estimated monthly payment is $2,541 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1952, 2 stories, 3 parking spaces, Fireplace. Interior Features: Open Floorplan.

This property is listed by Erin Grant and can be reached at (708) 478-1212.

EG

Erin Grant

Agent at Village Realty

(708) 478-1212
Agent website

Listed by Village Realty · Broker phone: (708) 478-1212 · View on Broker Site · Broker website

MLS# 12749593· Source: Midwest Real Estate Data, LLC· 13 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

401 Division Street, Saint Charles, IL 60174

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