# 401 Division Street, Saint Charles, IL 60174

> **TL;DR:** 3bd/3ba single family, $475,000 ($250/sqft), built 1952, 1,900 sqft.
> Fireplace, Hardwood, A/C. Est. $2,541/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $475,000 |
| Price/sqft | $250 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,900 |
| Year Built | 1952 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 7 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,402 |
| Estimated Insurance | $139 |
| **Total** | **$2,541** |

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1952
- 2 stories
- 3 parking spaces
- Fireplace

## Description

### Agent Description
Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

## Location

- **Address:** 401 Division Street, Saint Charles, IL 60174
- **County:** Kane
- **Coordinates:** 41.898678, -88.295812
- **Google Maps:** https://www.google.com/maps?q=41.898678,-88.295812

## Listing Agent

- **Name:** Erin Grant
- **Brokerage:** Village Realty
- **Phone:** (708) 478-1212
- **Broker Phone:** (708) 478-1212
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/401-Division-St_St-Charles_IL_60174_M78287-30613?f=listhub&s=MREDIL&m=12749593&c=propsimple)

## Photos

![401 Division Street - Photo 1](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f890384118r.jpg)

![401 Division Street - Photo 2](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f790333189r.jpg)

![401 Division Street - Photo 3](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f809428679r.jpg)

![401 Division Street - Photo 4](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f255368716r.jpg)

![401 Division Street - Photo 5](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f508909031r.jpg)

![401 Division Street - Photo 6](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f441574594r.jpg)

![401 Division Street - Photo 7](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f450930516r.jpg)

![401 Division Street - Photo 8](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2617474054r.jpg)

![401 Division Street - Photo 9](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f539353524r.jpg)

![401 Division Street - Photo 10](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f335743732r.jpg)

![401 Division Street - Photo 11](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2670572061r.jpg)

![401 Division Street - Photo 12](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f3094230412r.jpg)

![401 Division Street - Photo 13](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f396918338r.jpg)

![401 Division Street - Photo 14](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f3457853752r.jpg)

![401 Division Street - Photo 15](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2861522043r.jpg)

![401 Division Street - Photo 16](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1770737872r.jpg)

![401 Division Street - Photo 17](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f3957675575r.jpg)

![401 Division Street - Photo 18](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f936764500r.jpg)

![401 Division Street - Photo 19](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f3582191628r.jpg)

![401 Division Street - Photo 20](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1028754821r.jpg)

![401 Division Street - Photo 21](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f3190398714r.jpg)

![401 Division Street - Photo 22](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f3773224934r.jpg)

![401 Division Street - Photo 23](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1887496751r.jpg)

![401 Division Street - Photo 24](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f418112577r.jpg)

![401 Division Street - Photo 25](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2785157347r.jpg)

![401 Division Street - Photo 26](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f3732784095r.jpg)

![401 Division Street - Photo 27](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2845532915r.jpg)

![401 Division Street - Photo 28](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2022156508r.jpg)

![401 Division Street - Photo 29](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2787429082r.jpg)

![401 Division Street - Photo 30](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2959214356r.jpg)

![401 Division Street - Photo 31](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1322840853r.jpg)

![401 Division Street - Photo 32](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f578583097r.jpg)

![401 Division Street - Photo 33](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f913225416r.jpg)

![401 Division Street - Photo 34](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f580165774r.jpg)

![401 Division Street - Photo 35](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f671799434r.jpg)

![401 Division Street - Photo 36](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1418567472r.jpg)

![401 Division Street - Photo 37](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1314709690r.jpg)

![401 Division Street - Photo 38](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1878583618r.jpg)

![401 Division Street - Photo 39](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f503355997r.jpg)

![401 Division Street - Photo 40](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f2542335037r.jpg)

![401 Division Street - Photo 41](http://lh.rdcpix.com/17b969d37d84c9d3b1a89d215f6db2c1l-f1017216671r.jpg)

---

**MLS#:** 12749593 | **Updated:** 2026-09-11
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/401-division-street-st-charles-il-60174-12749593)

---

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      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Hardwood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Vinyl Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Deck"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage, Open"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Hardwood Floors",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 3
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/401-division-street-st-charles-il-60174-12749593#offer",
    "url": "https://www.propertysimple.ai/listing/401-division-street-st-charles-il-60174-12749593",
    "price": 475000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/401-division-street-st-charles-il-60174-12749593#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/401-division-street-st-charles-il-60174-12749593#agent",
    "name": "Erin Grant",
    "telephone": "(708) 478-1212",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/401-division-street-st-charles-il-60174-12749593#brokerage",
      "name": "Village Realty",
      "telephone": "(708) 478-1212"
    }
  }
}
```