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About This Home

This 3-bedroom, 2-bathroom single family at 401 Lake Street in Saranac Lake, NY is listed for $459,000 ($247 per sqft). Built in 1940, the home offers 1,856 sqft of living space on a 0.25 acres lot.

Agent Description

Welcome to 401 Lake Street -- a warm and inviting Adirondack home filled with charm, comfort, and beautiful curb appeal. This well-maintained 3-bedroom, 2-bath home features a spacious 20 x 24 living room with a stunning stone fireplace and propane insert -- the perfect place to relax and unwind.

The chef's kitchen offers cherry cabinetry, a Thermador gas range, and opens beautifully into the dining area with walkout access to a large sun-filled Trex deck ideal for entertaining and Adirondack living. Efficient to heat, the home offers both a complete 3-zone fuel oil heating system and a propane heating system, providing flexibility and comfort with either system fully capable of heating the home.

Upstairs offers three bedrooms and a full bath, while the full basement includes a one-stall garage, workshop area with workbench, laundry, walkout access, on-demand propane hot water heater, Buderus furnace, and additional storage with a 12 x 18 shed.

Outside, the blooming crab apple tree, welcoming walk-up, and appealing front yard create a property that feels special from the moment you arrive. Lower Lake and the Ampersand Bay Boat Annex are just a short stroll away on this quiet dead-end street. Dewey Mountain Recreation Center, downtown Saranac Lake, and schools are all within a mile, offering wonderful year-round recreation and convenience. Easy to show. Call today and discover all that 401 Lake Street has to offer.

Key Features

  • Built in 1940
  • 0.25 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace

Property Details

2 stories
2 full
4 spaces
1940

Amenities

FireplaceHardwood

Monthly Cost Estimate

$2,455/mo

20% down · 6.5% · 30 years

Principal$332
Interest$1,989
Insurance$134

Estimates only. Actual payments may vary.

Location

401 Lake Street

Saranac Lake, NY 12983

Features & Amenities

Interior Features

Beamed CeilingsBookcasesBuilt-in FeaturesNatural WoodworkStorage

Property Details

Flooring

LinoleumHardwoodCarpet

Pool Features

Deck

Parking

Driveway

Heating

Hot Water(Heating)Propane (Heating)

Appliances

DishwasherGas RangeMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 401 Lake Street is listed at $459,000 ($247/sqft). The estimated monthly payment is $1,989 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 0.25 acre lot, 2 stories, 4 parking spaces, Fireplace. Interior Features: Beamed Ceilings, Bookcases, Built-in Features.

This property is listed by Julia Cotter and can be reached at 5185247049 or cotterjulie@gmail.com.

JC

Julia Cotter

Agent at Say Real Estate

(518) 524-7049

Listed by Say Real Estate · View on Broker Site

MLS# 207227· Source: listhub· Updated 16 days ago

Copyright © 2026 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

401 Lake Street, Saranac Lake, NY 12983

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