# 401 Massalina Drive, Panama City, FL 32401

> **TL;DR:** 3bd/2ba single family, $793,000 ($447/sqft), built 2025, 1,776 sqft.
> Waterfront, A/C. Est. $4,241/mo. Listed 121 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $793,000 |
| Price/sqft | $447 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,776 |
| Year Built | 2025 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 121 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,010 |
| Estimated Insurance | $231 |
| **Total** | **$4,241** |

## Nearby Schools

- **Elementary:** Cherry Street
- **Middle:** Jinks
- **High:** Bay

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2025
- 2 stories
- 2 parking spaces
- Waterfront

## Description

### Agent Description
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

## Location

- **Address:** 401 Massalina Drive, Panama City, FL 32401
- **County:** Bay
- **Neighborhood:** COVE THE
- **Coordinates:** 30.155349, -85.655291
- **Google Maps:** https://www.google.com/maps?q=30.155349,-85.655291

## Listing Agent

- **Name:** Mike Herring · **License:** 3256219
- **Brokerage:** Keller Williams Realty- Emerald Coast
- **Broker Phone:** (850) 654-2900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/401-Massalina-Dr_Panama-City_FL_32401_M94403-00069?f=listhub&s=ECARMLSFL&m=1006985&c=propsimple)

## Photos

![401 Massalina Drive - Photo 1](http://lh.rdcpix.com/cad3c95d9d91f289dbf38f926e4d1693l-f201969343r.jpg)

![401 Massalina Drive - Photo 2](http://lh.rdcpix.com/cad3c95d9d91f289dbf38f926e4d1693l-f1824033398r.jpg)

![401 Massalina Drive - Photo 3](http://lh.rdcpix.com/cad3c95d9d91f289dbf38f926e4d1693l-f4019012134r.jpg)

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![401 Massalina Drive - Photo 36](http://lh.rdcpix.com/cad3c95d9d91f289dbf38f926e4d1693l-f119791529r.jpg)

![401 Massalina Drive - Photo 37](http://lh.rdcpix.com/cad3c95d9d91f289dbf38f926e4d1693l-f2255329385r.jpg)

![401 Massalina Drive - Photo 38](http://lh.rdcpix.com/cad3c95d9d91f289dbf38f926e4d1693l-f1538746134r.jpg)

![401 Massalina Drive - Photo 39](http://lh.rdcpix.com/cad3c95d9d91f289dbf38f926e4d1693l-f3602330044r.jpg)

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---

**MLS#:** 1006985 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/401-massalina-drive-panama-city-fl-32401-d840192147a547edbb7db7ad51cdff73)

---

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