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About This Home

This 3-bedroom, 3-bathroom single family at 401 Mountain Rivers Road in Mineral Bluff, GA is listed for $709,900 ($240 per sqft). Built in 1989, the home offers 2,953 sqft of living space on a 1.09 acres lot.

Agent Description

"MUST SEE" Extraordinary family estate and CREEK FRONT retreat along Hemptown Creek one of North Georgia's STOCKED TROUT streams nestled in Fannin County, widely known as the Trout Capital of Georgia. This rare property offers a private oasis with 241 feet of pristine water frontage, natural beauty, and exceptional versatility.

The main residence (approx. 1,821 sq ft) features 2BR/2BA and blends rustic mountain charm with modern updates. Fully renovated in 2025, the home showcases new flooring, upgraded kitchen cabinetry and appliances, and beautifully updated baths. The dining area includes a beverage refrigerator with bar and glass storage, while a separate laundry room with new washer and dryer adds convenience.

A wood-burning fireplace creates a warm, inviting living space. Move-in ready. Cedar siding, a metal roof, and a whole-house generator provide durability and peace of mind. A screened porch overlooks the creek, offering a front-row seat to one of the area's most sought-after trout waters, while a rock firepit along the water's edge invites relaxing evenings by the creek.

Two additional living spaces enhance flexibility. The guest house/mother-in-law suite (approx. 700 sq ft) offers 1BR/1BA with kitchenette and seating area, connected to the main home by a breezeway. The tiny home (approx. 432 sq ft) is ideal for a home office, studio, guest overflow, or additional storage.

Additional features include a golf cart barn (cart included), 3-car garage, garden shed, and all-paved access. Enjoy direct access to trout waters or float downstream to the Toccoa River. Conveniently located minutes from Lake Blue Ridge and the Aska Adventure Area, this property offers endless opportunities for fishing, kayaking, hiking, and biking. A rare creekfront sanctuary perfect as a private retreat, family compound, or legacy mountain escape.

Key Features

  • Built in 1989
  • 1.09 acre lot

Property Details

1 story
3 full
1989

Monthly Cost Estimate

$3,797/mo

20% down · 6.5% · 30 years

Principal$513
Interest$3,076
Insurance$207

Estimates only. Actual payments may vary.

Location

401 Mountain Rivers Road

Mineral Bluff, GA 30559

Features & Amenities

Interior Features

PantryCable TV AvailableCeiling Fan(s)Cathedral Ceiling(s)SheetrockAdditional Dwelling Unit

Exterior Features

StoragePrivate YardGuest HouseFire PitRetaining Walls

Property Details

Flooring

Wood

Construction

Frame

Parking

Garage

Heating

CentralHeat Pump (Heating)Wood (Heating)

Cooling

Central AirHeat Pump

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 401 Mountain Rivers Road is listed at $709,900 ($240/sqft). The estimated monthly payment is $3,076 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 1.09 acre lot. Interior Features: Pantry, Cable TV Available, Ceiling Fan(s). Exterior Features: Storage, Private Yard, Guest House.

This property is listed by Rita Davis and can be reached at 7703554208 or ritadaviskirby@mountainsir.com.

RD

Rita Davis

Agent at Mountain Sotheby's International Realty

(770) 355-4208

Listed by Mountain Sotheby's International Realty · View on Broker Site

MLS# 430394· Source: listhub· Updated today

Copyright © 2026 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

401 Mountain Rivers Road, Mineral Bluff, GA 30559

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