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About This Home

This 3-bedroom, 2-bathroom condo at 401 N Church Street in Charlotte, NC is listed for $599,900 ($417 per sqft). Built in 2002, the home offers 1,438 sqft of living space on a N/A lot.

Agent Description

This is not your typical Jefferson Square condo. Unit 103 is a rare 3-bedroom, one-level corner residence with true walk-out outdoor living and iconic Uptown skyline views-offering a lifestyle and layout that is increasingly difficult to find anywhere in Center City Charlotte.

While most Uptown condos rely on balconies and elevators, this residence opens directly to an expansive private patio-your own front porch to the city-creating seamless indoor-outdoor living that feels far more like a home than a condo. Direct street-level access means no elevators, no long interior hallways, and no detached urban living experience.

Just an easy, private connection to the neighborhood outside your door. Morning coffee, evening wine, walks through Fourth Ward, dinner reservations, Panthers games, concerts, green space, dog walks-it all becomes part of your daily rhythm. And yes, your pooch will absolutely love it too.

Inside, a true foyer entry sets the tone for a residence that feels warm, substantial, and residential in all the right ways. Windows wrap the home with natural light, while the living spaces center around a gas log fireplace and effortless connection to the patio beyond.

The updated kitchen features Bosch appliances, a functional breakfast bar, generous prep space, and abundant storage, while a full-size laundry room adds everyday practicality rarely found in urban condo living. The primary suite offers impressive scale, a walk-in closet, and an updated bath with a new glass shower enclosure.

Secondary bedrooms are thoughtfully separated, including a flexible third bedroom ideal for guests, office, media room, or den. Two deeded parking spaces and a private storage unit complete one of the most compelling lifestyle opportunities currently available in Uptown.

And the energy feels different here. Less flashy. More grounded. More Fourth Ward. Located in Historic Fourth Ward-one of Charlotte's most beloved urban neighborhoods-this residence places you just one block from Fourth Ward Park, surrounded by tree-lined streets, Victorian architecture, and a softer, more walkable side of city living rarely found in high-rise environments.

You're not walking into a revolving door of valet stands and transient energy. You're stepping into one of Uptown's most established residential neighborhoods-where the skyline still shows up, but life feels calmer around it. From here, Uptown unfolds around you.

Romare Bearden Park, Truist Field, Spectrum Center, Bank of America Stadium, museums, restaurants, nightlife, and Blumenthal Performing Arts Center are all within easy reach, while Harris Teeter sits just a couple of blocks away for everyday convenience.

The future Main Library redevelopment-an ambitious 115,000-square-foot civic destination opening in 2027-adds yet another layer to the area's continued evolution and long-term appeal. Rare layout. True outdoor living. Walkable city lifestyle. A condo that lives like a home. Settlers Place isn't trying to be the tallest building in Charlotte. It's trying to be livable. Which may actually matter more.

Key Features

  • Built in 2002
  • Fireplace

Property Details

1 story
2 full
#103
2002

Amenities

FireplaceViewHardwoodA/C

Monthly Cost Estimate

$3,862/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175
HOA$654

Estimates only. Actual payments may vary.

Location

401 N Church Street

Charlotte, NC 28202

Jefferson Square

Features & Amenities

Interior Features

Cable PrewireEntrance FoyerKitchen IslandOpen FloorplanWalk-In Closet(s)

Exterior Features

Storage

Property Details

Flooring

CarpetHardwood

Construction

Brick Partial Stone Synthetic Stucco

Views

City

Pool Features

Porch

Parking

Assigned

Heating

Heat Pump (Heating)

Cooling

Heat PumpCentral Air

Appliances

DishwasherDisposalElectric RangeElectric Water HeaterMicrowaveRefrigerator with Ice MakerWasher/Dryer

Questions & Answers

This 3-bedroom, 2-bathroom condo at 401 N Church Street is listed at $599,900 ($417/sqft). The estimated monthly payment is $3,254 based on 20% down at 6.5% interest.

HOA fees are $654/month.

Key features include: Built in 2002, Fireplace. Interior Features: Cable Prewire, Entrance Foyer, Kitchen Island. Exterior Features: Storage.

This property is listed by Scott Russo and can be reached at 7044210706 or scott@uptownevolution.com.

SR

Scott Russo

Agent at The McDevitt Agency

(704) 421-0706

Listed by The McDevitt Agency · View on Broker Site

MLS# 4379020· Source: listhub· Updated 26 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

401 N Church Street, Charlotte, NC 28202

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