# 401 S 20th Street, Mount Vernon, IL 62864

> **TL;DR:** 3bd/2ba single family, $98,500 ($60/sqft), built 1900, 1,652 sqft.
> A/C. Est. $527/mo. Listed 144 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $98,500 |
| Price/sqft | $60 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,652 |
| Year Built | 1900 |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active Under Contract |
| Days on Market | 144 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $498 |
| Estimated Insurance | $29 |
| **Total** | **$527** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1900
- 2 parking spaces

## Description

### Agent Description
Spacious 3-Bedroom, 2-Bath Home on Two Lots! This spacious home offers 3 bedrooms and 2 full baths with a welcoming front porch entry that opens into a bright, open-concept living room and kitchen area. The kitchen features white cabinetry, appliances, and a convenient snack bar, making it perfect for everyday living and entertaining. Just off the main living area is a second sitting room that would also make an excellent home office, playroom, or flex space. The primary bedroom includes a private bath, while the laundry area comes complete with appliances. One of the bedrooms features a fun chalkboard wall, perfect for kids' creativity. Recent updates include attractive new laminate flooring throughout much of the home. Situated on two lots, the property offers plenty of outdoor space with both chain-link and privacy fencing, providing room for children, pets, and outdoor activities. A concrete driveway adds convenience, and the location is close to shopping, dining, schools, and other amenities. Move-in ready with space, flexibility, and a convenient location! Schedule your showing today.

## Location

- **Address:** 401 S 20th Street, Mount Vernon, IL 62864
- **County:** Jefferson
- **Coordinates:** 38.313673, -88.914763
- **Google Maps:** https://www.google.com/maps?q=38.313673,-88.914763

## Listing Agent

- **Name:** Lisa McKinney
- **Brokerage:** Century 21 All Pro
- **Broker Phone:** (618) 237-4525
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/401-S-20th-St_Mount-Vernon_IL_62864_M88237-33537?f=listhub&s=MREDIL&m=12675110&c=propsimple)

## Photos

![401 S 20th Street - Photo 1](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3809694031r.jpg)

![401 S 20th Street - Photo 2](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1692087905r.jpg)

![401 S 20th Street - Photo 3](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2515913723r.jpg)

![401 S 20th Street - Photo 4](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2227808631r.jpg)

![401 S 20th Street - Photo 5](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2628509320r.jpg)

![401 S 20th Street - Photo 6](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3456273835r.jpg)

![401 S 20th Street - Photo 7](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f350216980r.jpg)

![401 S 20th Street - Photo 8](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2861523746r.jpg)

![401 S 20th Street - Photo 9](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2618763687r.jpg)

![401 S 20th Street - Photo 10](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1084742398r.jpg)

![401 S 20th Street - Photo 11](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2233171213r.jpg)

![401 S 20th Street - Photo 12](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f250676808r.jpg)

![401 S 20th Street - Photo 13](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f565995467r.jpg)

![401 S 20th Street - Photo 14](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3675613543r.jpg)

![401 S 20th Street - Photo 15](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f956941443r.jpg)

![401 S 20th Street - Photo 16](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2170393502r.jpg)

![401 S 20th Street - Photo 17](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1724636095r.jpg)

![401 S 20th Street - Photo 18](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f876292277r.jpg)

![401 S 20th Street - Photo 19](http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3626604464r.jpg)

---

**MLS#:** 12675110 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a#listing",
  "url": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a",
  "name": "401 S 20th Street, Mount Vernon, IL 62864",
  "description": "Spacious 3-Bedroom, 2-Bath Home on Two Lots! This spacious home offers 3 bedrooms and 2 full baths with a welcoming front porch entry that opens into a bright, open-concept living room and kitchen area. The kitchen features white cabinetry, appliances, and a convenient snack bar, making it perfect for everyday living and entertaining. Just off the main living area is a second sitting room that would also make an excellent home office, playroom, or flex space. The primary bedroom includes a private bath, while the laundry area comes complete with appliances. One of the bedrooms features a fun chalkboard wall, perfect for kids' creativity. Recent updates include attractive new laminate flooring throughout much of the home. Situated on two lots, the property offers plenty of outdoor space with both chain-link and privacy fencing, providing room for children, pets, and outdoor activities. A concrete driveway adds convenience, and the location is close to shopping, dining, schools, and other amenities. Move-in ready with space, flexibility, and a convenient location! Schedule your showing today.",
  "image": [
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3809694031r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1692087905r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2515913723r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2227808631r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2628509320r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3456273835r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f350216980r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2861523746r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2618763687r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1084742398r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2233171213r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f250676808r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f565995467r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3675613543r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f956941443r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2170393502r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1724636095r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f876292277r.jpg",
    "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3626604464r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3809694031r.jpg",
    "caption": "401 S 20th Street - Mount Vernon, IL"
  },
  "datePosted": "2026-06-11",
  "dateModified": "2026-10-31T09:26:59.506Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a#property",
    "name": "401 S 20th Street, Mount Vernon, IL 62864",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "401 S 20th Street",
      "addressLocality": "Mount Vernon",
      "addressRegion": "IL",
      "postalCode": "62864",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 38.313673,
      "longitude": -88.914763
    },
    "image": [
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3809694031r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1692087905r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2515913723r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2227808631r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2628509320r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3456273835r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f350216980r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2861523746r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2618763687r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1084742398r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2233171213r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f250676808r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f565995467r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3675613543r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f956941443r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f2170393502r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f1724636095r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f876292277r.jpg",
      "http://lh.rdcpix.com/bbc7ce26a79d474d86e609ad4747e906l-f3626604464r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "12675110"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 1,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1652,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1900,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Carpet, Laminate"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Vinyl Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a#offer",
    "url": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a",
    "price": 98500,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a#agent",
    "name": "Lisa McKinney",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/401-s-20th-street-mount-vernon-il-62864-ba52c4ff9b3748839fe7e250af50415a#brokerage",
      "name": "Century 21 All Pro",
      "telephone": "(618) 237-4525"
    }
  }
}
```