About This Home

This 3-bedroom, 2-bathroom single family at 401 S 20th Street in Mount Vernon, IL is listed for $98,500 ($60 per sqft). Built in 1900, the home offers 1,652 sqft of living space on a N/A lot.

Key Features

  • Built in 1900
  • 2 parking spaces

Property Details

1 story
1 full, 1 half
2 spaces
1900

Amenities

A/C
Listing Description

Spacious 3-Bedroom, 2-Bath Home on Two Lots! This spacious home offers 3 bedrooms and 2 full baths with a welcoming front porch entry that opens into a bright, open-concept living room and kitchen area. The kitchen features white cabinetry, appliances, and a convenient snack bar, making it perfect for everyday living and entertaining.

Just off the main living area is a second sitting room that would also make an excellent home office, playroom, or flex space. The primary bedroom includes a private bath, while the laundry area comes complete with appliances. One of the bedrooms features a fun chalkboard wall, perfect for kids' creativity.

Recent updates include attractive new laminate flooring throughout much of the home. Situated on two lots, the property offers plenty of outdoor space with both chain-link and privacy fencing, providing room for children, pets, and outdoor activities. A concrete driveway adds convenience, and the location is close to shopping, dining, schools, and other amenities. Move-in ready with space, flexibility, and a convenient location! Schedule your showing today.

Monthly Cost Estimate

$527/mo

20% down · 6.5% · 30 years

Principal$71
Interest$427
Insurance$29

Estimates only. Actual payments may vary.

Location

401 S 20th Street

Mount Vernon, IL 62864

Property Details

Flooring

LaminateCarpet

Construction

Vinyl Siding

Parking

Driveway

Heating

Natural Gas

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 401 S 20th Street is listed at $98,500 ($60/sqft). The estimated monthly payment is $527 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 2 parking spaces.

This property is listed by Lisa McKinney.

LM

Lisa McKinney

Agent at Century 21 All Pro

Listed by Century 21 All Pro · Broker phone: (618) 237-4525 · View on Broker Site · Broker website

MLS# 12675110· Source: Midwest Real Estate Data, LLC· 139 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

401 S 20th Street, Mount Vernon, IL 62864

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