About This Home

This 3-bedroom, 2-bathroom single family at 401 Summer Street in Polk City, IA is listed for $299,900 ($187 per sqft). Built in 1935, the home offers 1,600 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 1935
  • 0.26 acre lot
  • Fireplace

Property Details

1 story
1 full, 1 half
2-car garage
1935

Amenities

FireplaceA/C
Listing Description

Don't miss this move-in-ready gem! This beautifully updated 3-bedroom ranch sits on a desirable corner lot and offers over 1,600 square feet of finished living space. From the moment you walk in, you'll appreciate the fresh updates, spacious layout, and convenient main-floor laundry.

The oversized 2-car garage provides plenty of room for vehicles, storage, or your favorite hobbies. Need more space? The unfinished lower level is ready for your vision and offers endless possibilities for additional living space, a home office, gym, or extra bedroom.

Even better, this home qualifies for USDA financing for eligible buyers! Whether you're a first-time buyer, looking to downsize, or simply searching for a home that's truly move-in ready, this one checks all the boxes. Great location, great value, and nothing left to do but unpack! Schedule your showing today. Don't have an agent? Give me a call, and I'd be happy to show you everything this fantastic home has to offer!

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

401 Summer Street

Polk City, IA 50226

Features & Amenities

Interior Features

DiningAreaEatInKitchenCableTvWindowTreatments

Exterior Features

FirePit

Property Details

Flooring

LaminateCarpet

Construction

Frame VinylSiding

Parking

Garage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

DryerDishwasherMicrowaveRefrigeratorStoveWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 401 Summer Street is listed at $299,900 ($187/sqft). The estimated monthly payment is $1,603 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1935, 0.26 acre lot, Fireplace. Interior Features: DiningArea, EatInKitchen, CableTv. Exterior Features: FirePit.

This property is listed by Dawn Edwards.

DE

Dawn Edwards

Agent at Realty ONE Group Impact

Listed by Realty ONE Group Impact · Broker phone: (515) 446-7524 · View on Broker Site · Broker website

MLS# 746112· Source: Des Moines Area Association of REALTORS®, Inc.· 96 days on PropertySimple

Copyright © 2026 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

401 Summer Street, Polk City, IA 50226

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