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About This Home

This 3-bedroom, 2-bathroom single family at 4012 Mary Louise Drive in Panama City, FL is listed for $465,000 ($224 per sqft). Built in 1993, the home offers 2,076 sqft of living space on a 0.40 acres lot.

Agent Description

Assumable VA Loan!! 5.25% Welcome to this beautifully maintained all-brick home tucked away at the end of a quiet cul-de-sac in the desirable Northshore subdivision. Offering 3 bedrooms, 2 bathrooms, and a rare three-car garage, this property combines comfort, space, and functionality in a peaceful neighborhood setting.

Situated on a spacious, well-manicured lot, the home is surrounded by lush landscaping and fruit trees, creating a private backyard retreat. Inside, you'll find an abundance of natural light, high ceilings, and an open-concept layout designed for both everyday living and entertaining.

The kitchen features stainless steel appliances and flows seamlessly into the main living areas, while a second living space provides flexibility for family gatherings, holidays, or a cozy retreat. One of the standout features is the heated and cooled sunroom--perfect for enjoying your morning coffee or relaxing year-round while overlooking the backyard oasis.

Step outside to your private pool, ideal for soaking up the Florida sunshine and entertaining guests. Additional highlights include an oversized driveway with plenty of room for boats or RVs, no HOA, and a location in Flood Zone X for added peace of mind.

Major updates have already been taken care of, including a new roof in 2020, pool resurfaced in 2017, and updated windows installed in 2017. This home offers the perfect blend of indoor comfort and outdoor living--ideal as a primary residence or a place to gather and make lasting memories. A newer riding lawnmower will convey with a full price offer. All measurements and items of importance to be confirmed by buyer or buyer agent.

Key Features

  • Built in 1993
  • 0.40 acre lot
  • Private pool

Property Details

2 full
1993

Amenities

PoolA/CRV Parking

Monthly Cost Estimate

$2,487/mo

20% down · 6.5% · 30 years

Principal$336
Interest$2,015
Insurance$136

Estimates only. Actual payments may vary.

Location

4012 Mary Louise Drive

Panama City, FL 32405

Northshore Phase I

Features & Amenities

Exterior Features

Patio

Property Details

Construction

Brick

Pool Features

Patio

Parking

RV

Heating

Central

Cooling

Central Air

Appliances

ElectricCooktopElectricOvenGasWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4012 Mary Louise Drive is listed at $465,000 ($224/sqft). The estimated monthly payment is $2,015 based on 20% down at 6.5% interest.

Key features include: Built in 1993, 0.40 acre lot, Private pool. Exterior Features: Patio.

This property is listed by Patrick D Pate and can be reached at 8503817273 or ppatebeachlife@gmail.com.

PP

Patrick D Pate

Agent at Beach Haven Realty

(850) 381-7273

Listed by Beach Haven Realty · View on Broker Site

MLS# 789125· Source: listhub· Updated 32 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4012 Mary Louise Drive, Panama City, FL 32405

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