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About This Home

This 3-bedroom, 2-bathroom single family at 402 Arsenal Street in Watertown, NY is listed for $99,400 ($89 per sqft). Built in 1915, the home offers 1,119 sqft of living space on a 0.04 acres lot.

Agent Description

Affordable home in the City of Watertown offering strong potential and a highly functional layout. The first floor features a spacious front living room, a welcoming front entrance porch, and a large kitchen that flows nicely into the main living space.

Tall ceilings and classic woodwork throughout add character that's hard to find at this price point. This home offers 3 bedrooms and 2 full bathrooms, with one full bath conveniently located on each level. All three bedrooms are well-positioned on the second floor, providing a practical separation of living and sleeping space.

While the home is in need of cosmetic updates, the fundamentals are solid. Currently nearly fully carpeted, the interior presents an excellent opportunity to modernize with updated flooring such as luxury vinyl plank and bring your own style to life. The basement has been fully cleared and has remained dry even in the wettest of months, offering clean, usable storage space or additional use.

Situated directly on Arsenal Street, this property is as centrally located as it gets-placing you right in the middle of Watertown's main corridor with immediate access to shopping, restaurants, and everyday conveniences. With the right vision and improvements, this property could be transformed into a great owner-occupied home or a smart investment opportunity.

Key Features

  • Built in 1915
  • 0.04 acre lot
  • 2 stories

Property Details

2 stories
2 full
1915

Monthly Cost Estimate

$532/mo

20% down · 6.5% · 30 years

Principal$72
Interest$431
Insurance$29

Estimates only. Actual payments may vary.

Location

402 Arsenal Street

Watertown, NY 13601

Features & Amenities

Interior Features

DenEntranceFoyerSeparateFormalLivingRoomKitchenFamilyRoomComboLivingDiningRoom

Exterior Features

BlacktopDrivewayEnclosedPorchPorch

Property Details

Flooring

VariesCarpetVinyl

Construction

VinylSiding

Pool Features

Porch

Parking

Garage

Heating

Forced AirNatural Gas

Appliances

ElectricOvenElectricRangeGasWaterHeaterRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 402 Arsenal Street is listed at $99,400 ($89/sqft). The estimated monthly payment is $431 based on 20% down at 6.5% interest.

Key features include: Built in 1915, 0.04 acre lot, 2 stories. Interior Features: Den, EntranceFoyer, SeparateFormalLivingRoom. Exterior Features: BlacktopDriveway, EnclosedPorch, Porch.

This property is listed by Noah Taylor and can be reached at 3157786473 or noah@taylorbrothersteam.com.

NT

Noah Taylor

Agent at Keller Williams Northern New York

(315) 778-6473

Listed by Keller Williams Northern New York · View on Broker Site

MLS# S1673444· Source: listhub· Updated 41 days ago

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

402 Arsenal Street, Watertown, NY 13601

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