About This Home

This 3-bedroom, 3-bathroom single family at 402 Bernal ST in Aptos, CA is listed for $1,499,000 ($980 per sqft). Built in 1935, the home offers 1,530 sqft of living space on a 0.44 acres lot.

Key Features

  • Built in 1935
  • 0.45 acre lot

Property Details

2 full, 1 half
2-car garage
1935
Listing Description

Nestled in the heart of Aptos Village, this special property blends vintage charm with thoughtful updates. Two existing living units, plus the potential for a third, offer exceptional flexibility. The extensively updated 2-bedroom, 1.5-bath single level main home retains its original character while offering a remodeled kitchen and baths, refinished fir hardwood floors, upgraded electrical and a new roof.

An existing JADU studio provides additional living space or potential rental income, while an open permit to convert the garage into a 2-bedroom, 2.5-bath ADU creates exciting potential for multigenerational living, guests or additional rental income.

Outside, a large, private and fully fenced backyard offers room to relax, garden and gather. Set between the redwoods and the sea, the location puts the best of Aptos within easy reach. Stroll to New Leaf, Cat & Cloud, Mentone, Cantine and other Village favorites, or head just minutes down the road to Rio del Mar, Seacliff and Seascape beaches and the trails of Nisene Marks. A rare combination of character, versatility and walkable Aptos Village living.

Monthly Cost Estimate

$8,017/mo

20% down · 6.5% · 30 years

Principal$1,084
Interest$6,496
Insurance$437

Estimates only. Actual payments may vary.

Location

402 Bernal ST

Aptos, CA 95003

Property Details

Parking

Garage - DetachedOff Street

Heating

Wall Furnace

Questions & Answers

This 3-bedroom, 3-bathroom single family at 402 Bernal ST is listed at $1,499,000 ($980/sqft). The estimated monthly payment is $8,017 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1935, 0.45 acre lot.

This property is listed by Kasey Hinchman and can be reached at 8312393708.

KH

Kasey Hinchman

License 01424163

Agent at David Lyng Real Estate

(831) 239-3708
Agent website

Listed by David Lyng Real Estate · Broker phone: (831) 476-0100 · View on Broker Site · Broker website

MLS# ML82062168· Source: MLS Listings, Inc.· 1 day on PropertySimple

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

402 Bernal ST, Aptos, CA 95003

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