# 402 Bernal Street, Aptos, CA 95003

> **TL;DR:** 3bd/3ba single family, $1,499,000 ($980/sqft), built 1935, 1,530 sqft.
> 2-car garage. Est. $8,017/mo. Listed 39 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,499,000 |
| Price/sqft | $980 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,530 |
| Year Built | 1935 |
| Lot Size | 19,384 sqft (0.44 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 39 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $7,580 |
| Estimated Insurance | $437 |
| **Total** | **$8,017** |

## Nearby Schools

- **Elementary:** PajaroValleyUnified
- **High:** PajaroValleyUnified

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1935
- 0.45 acre lot

## Description

### Agent Description
Nestled in the heart of Aptos Village, this special property blends vintage charm with thoughtful updates. Two existing living units, plus the potential for a third, offer exceptional flexibility. The extensively updated 2-bedroom, 1.5-bath single level main home retains its original character while offering a remodeled kitchen and baths, refinished fir hardwood floors, upgraded electrical and a new roof. An existing JADU studio provides additional living space or potential rental income, while an open permit to convert the garage into a 2-bedroom, 2.5-bath ADU creates exciting potential for multigenerational living, guests or additional rental income. Outside, a large, private and fully fenced backyard offers room to relax, garden and gather. Set between the redwoods and the sea, the location puts the best of Aptos within easy reach. Stroll to New Leaf, Cat & Cloud, Mentone, Cantine and other Village favorites, or head just minutes down the road to Rio del Mar, Seacliff and Seascape beaches and the trails of Nisene Marks. A rare combination of character, versatility and walkable Aptos Village living.

## Location

- **Address:** 402 Bernal Street, Aptos, CA 95003
- **County:** SantaCruz
- **Coordinates:** 36.976124, -121.898422
- **Google Maps:** https://www.google.com/maps?q=36.976124,-121.898422

## Virtual Tour & Media

- **Video Tour:** https://youtu.be/nsHnRP0at4Y

## Listing Agent

- **Name:** Kasey Hinchman · **License:** 01424163
- **Brokerage:** David Lyng Real Estate
- **Broker Phone:** (831) 476-0100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/402-Bernal-St-Ste-A_Aptos_CA_95003_M99552-72929?f=listhub&s=MLSLCA&m=ML82062168&c=propsimple)

## Photos

![402 Bernal Street - Photo 1](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3820717659r.jpg)

![402 Bernal Street - Photo 2](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3283821558r.jpg)

![402 Bernal Street - Photo 3](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3374235172r.jpg)

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![402 Bernal Street - Photo 5](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2135010933r.jpg)

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![402 Bernal Street - Photo 8](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3578076237r.jpg)

![402 Bernal Street - Photo 9](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1948347478r.jpg)

![402 Bernal Street - Photo 10](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1100080809r.jpg)

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![402 Bernal Street - Photo 35](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2605061092r.jpg)

![402 Bernal Street - Photo 36](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3326907721r.jpg)

![402 Bernal Street - Photo 37](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3954106762r.jpg)

![402 Bernal Street - Photo 38](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1857367249r.jpg)

![402 Bernal Street - Photo 39](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3791804052r.jpg)

![402 Bernal Street - Photo 40](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1399972518r.jpg)

![402 Bernal Street - Photo 41](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f3444985129r.jpg)

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![402 Bernal Street - Photo 43](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2420244497r.jpg)

![402 Bernal Street - Photo 44](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2434838365r.jpg)

![402 Bernal Street - Photo 45](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2730115036r.jpg)

![402 Bernal Street - Photo 46](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f214798905r.jpg)

![402 Bernal Street - Photo 47](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2140574939r.jpg)

![402 Bernal Street - Photo 48](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2872215559r.jpg)

![402 Bernal Street - Photo 49](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1727905322r.jpg)

![402 Bernal Street - Photo 50](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f776631717r.jpg)

![402 Bernal Street - Photo 51](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1024211496r.jpg)

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![402 Bernal Street - Photo 53](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1264219525r.jpg)

![402 Bernal Street - Photo 54](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f224294257r.jpg)

![402 Bernal Street - Photo 55](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f567567937r.jpg)

![402 Bernal Street - Photo 56](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1120388334r.jpg)

![402 Bernal Street - Photo 57](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1936201517r.jpg)

![402 Bernal Street - Photo 58](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2735672632r.jpg)

![402 Bernal Street - Photo 59](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f2096208577r.jpg)

![402 Bernal Street - Photo 60](http://lh.rdcpix.com/b263dc0b493f00562a3f2e065d586460l-f1428651183r.jpg)

---

**MLS#:** ML82062168 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/402-bernal-street-aptos-ca-95003-543746ccf9064e90b4290a8d88c7e428)

---

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