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About This Home

This 3-bedroom, 2-bathroom condo at 402 Harbour Oaks Drive in Saint Simons Island, GA is listed for $599,000 ($457 per sqft). Built in 1986, the home offers 1,312 sqft of living space on a N/A lot.

Agent Description

Best value in Harbour Oaks gated community on Saint Simons Island! Without hesitation you do not want to miss this incredible opportunity. 402 Harbour Oaks is all one level second floor 3 bedroom 2 full bath end unit filled with bright sunshine and oak filled views.

Included is a secure bike storage unit and covered parking at the front of the homes entrance. The condo is offered fully equipped, furnished and priced to sell at $625,000. Located in the most desirable beautifully landscaped community that includes serene water features and a secure front entrance gate adding to the exceptional community amenities.

The South island location is just minutes walking or golf cart ride to the beach, Village shopping and dining. This home offers immediate enjoyment with No Rental Restrictions and low HOA fees. The spacious layout includes a large open living area, sunroom (large enough for a pull out sofa), oversized bedrooms with a very functional floor plan ideal for full time living, second home or investment property.

Offered furnished and fully equipped and is ready for immediate use or short term rentals. This home is perfect for buyers looking to personalize and create equity in a prime island location. Opportunities like this condo in a gated community with exceptional luxury amenities and low monthly HOA fees that include a beautiful pool, tennis court and complete work out room at this price point are increasingly rare.

Many residents have owned in the complex for several years and there is pride in taking ownership in this special community. Schedule your showing today or attend Open House on Thursday 11:00 - 2:00pm.

Key Features

  • Built in 1986
  • Private pool

Property Details

1 story
2 full
1986

Amenities

PoolA/C

Monthly Cost Estimate

$3,585/mo

20% down · 6.5% · 30 years

Principal$433
Interest$2,596
Insurance$175
HOA$381

Estimates only. Actual payments may vary.

Location

402 Harbour Oaks Drive

Saint Simons Island, GA 31522

Harbour Oaks Condos

Features & Amenities

Interior Features

Ceiling Fan(s)Recessed LightingWalk-In Closet(s)Tub/Shower ComboBreakfast Bar

Exterior Features

GardenLighting

Property Details

Flooring

Carpet

Construction

Wood Siding

Pool Features

Porch

Parking

DrivewayGuestCovered

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central AirElectric

Appliances

DryerDishwasherMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom condo at 402 Harbour Oaks Drive is listed at $599,000 ($457/sqft). The estimated monthly payment is $2,977 based on 20% down at 6.5% interest.

HOA fees are $381/month.

Key features include: Built in 1986, Private pool. Interior Features: Ceiling Fan(s), Recessed Lighting, Walk-In Closet(s). Exterior Features: Garden, Lighting.

This property is listed by Michelle Massuh and can be reached at 9125063798 or michelle@foxrealestatega.com.

MM

Michelle Massuh

Agent at Keller Williams Realty Golden Isles

(912) 506-3798

Listed by Keller Williams Realty Golden Isles · View on Broker Site

MLS# 1661424· Source: listhub· Updated 42 days ago

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

402 Harbour Oaks Drive, Saint Simons Island, GA 31522

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