About This Home

This 5-bedroom, 5-bathroom single family at 402 HILLSBOROUGH Street in Palm Harbor, FL is listed for $4,500,000 ($866 per sqft). Built in 2023, the home offers 5,196 sqft of living space on a 0.68 acres lot.

Key Features

  • Built in 2023
  • 0.68 acre lot
  • 3 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

3 stories
4 full, 1 half
4-car garage
2023

Amenities

PoolSolarEV ChargerFireplaceWaterfrontViewSpaHardwoodA/C
Listing Description

Welcome to 402 Hillsborough Street, a custom-built 2023 waterfront residence offering a rare combination of scale, privacy, and direct access to multiple water bodies including Boggy Bayou, the Intracoastal Waterway, and the Gulf of America. Situated on a 0.68-acre lot within a private gated community, this property features approximately 5,196 squ

are feet of heated living space and nearly 9,700 total square feet, thoughtfully designed across three levels with elevator access. This five-bedroom, four full and one half-bath home showcases a contemporary architectural design with block construction, metal roofing, and impact-rated windows.

Interior features include engineered hardwood and porcelain tile flooring, high and vaulted ceilings, tray ceilings, an open floor plan, and a kitchen-family room combination designed for both daily living and entertaining. The primary suite is located on the third level and includes two walk-in closet and expansive proportions.

Additional interior highlights include a bonus room, great room, sauna, electric fireplace, upper-level laundry room, and smart home features including security system, cameras, and touchless entry. The home is equipped with central air, natural gas, tankless water heater, and owned solar panels.

Outdoor living is enhanced by a private heated pool and spa, multiple balconies and patios, irrigation system, and mature landscaping. The property offers approximately 600 feet of combined water frontage and includes a 2023 composite dock suitable for fishing and recreational water use such as paddleboarding and kayaking.

Parking is extensive with a four-car attached garage, additional two-car carport, circular driveway, EV charging capability, and ample off-street parking. Community amenities include gated access and maintained private roads with HOA services covering exterior maintenance, grounds, and common areas. Located in unincorporated Palm Harbor near golf courses, marinas, and top-rated schools, this property presents a unique opportunity to own a newly constructed waterfront home with expansive water views and access.

Monthly Cost Estimate

$24,067/mo

20% down · 6.5% · 30 years

Principal$3,254
Interest$19,500
Insurance$1,313

Estimates only. Actual payments may vary.

Location

402 HILLSBOROUGH Street

Palm Harbor, FL 34683

TOMAQUA

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Eat-in KitchenElevatorHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSaunaSplit BedroomStone CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Window Treatments

Exterior Features

BalconyLightingRain GuttersSauna

Property Details

Flooring

WoodHardwoodTile

Construction

Block Concrete Stucco

Views

OceanWaterHarbor

Pool Features

Pool

Outdoor Features

DeckPatioPorch

Parking

DrivewayOff StreetOpenGarageCovered

Heating

Electric (Heating)Natural Gas

Cooling

Central Air

Appliances

Built-In OvenDishwasherDisposalDryerFreezerMicrowaveRangeRange HoodRefrigeratorTankless Water HeaterWasherWater Softener

Questions & Answers

This 5-bedroom, 5-bathroom single family at 402 HILLSBOROUGH Street is listed at $4,500,000 ($866/sqft). The estimated monthly payment is $24,067 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2023, 0.68 acre lot, 3 stories, Private pool, Fireplace, Waterfront. Interior Features: Built-in Features, Ceiling Fans(s), Eat-in Kitchen. Exterior Features: Balcony, Lighting, Rain Gutters.

This property is listed by Tanner Tillung.

TT

Tanner Tillung

Agent at eXp Realty LLC

Listed by eXp Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# TB8491844· Source: Stellar MLS· 221 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

402 HILLSBOROUGH Street, Palm Harbor, FL 34683

Open this listing in: