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About This Home

This 4-bedroom, 3-bathroom single family at 4020 CARTERET DRIVE in Winter Haven, FL is listed for $405,900 ($178 per sqft). Built in 2015, the home offers 2,282 sqft of living space on a 0.18 acres lot.

Agent Description

NEW PRICE ADJUSTMENT- Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida.

This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy.

Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use.

One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities.

Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient.

If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

Key Features

  • Built in 2015
  • 0.18 acre lot

Property Details

3 full
2015

Amenities

Hardwood

Monthly Cost Estimate

$2,171/mo

20% down · 6.5% · 30 years

Principal$294
Interest$1,759
Insurance$118

Estimates only. Actual payments may vary.

Location

4020 CARTERET DRIVE

Winter Haven, FL 33884

TRADITIONS PH 01

Features & Amenities

Interior Features

Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboOpen FloorplanStone CountersWalk-in Closet(s)

Exterior Features

Sidewalk

Property Details

Flooring

HardwoodTile

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

CooktopDishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4020 CARTERET DRIVE is listed at $405,900 ($178/sqft). The estimated monthly payment is $1,759 based on 20% down at 6.5% interest.

Key features include: Built in 2015, 0.18 acre lot. Interior Features: Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo. Exterior Features: Sidewalk.

This property is listed by Sofia Lovinsky and can be reached at 4073761845 or realtorsofialovinsky@gmail.com.

SL

Sofia Lovinsky

Agent at KELLER WILLIAMS ADVANTAGE III

(407) 376-1845

Listed by KELLER WILLIAMS ADVANTAGE III · View on Broker Site

MLS# O6389154· Source: listhub· Updated 83 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4020 CARTERET DRIVE, Winter Haven, FL 33884

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