About This Home

This 4-bedroom, 2-bathroom multi-family at 403 S 20Th Street in Defuniak Springs, FL is listed for $183,000 ($110 per sqft). Built in 2003, the home offers 1,664 sqft of living space on a N/A lot.

Key Features

  • Built in 2003

Property Details

2 full
2003
Listing Description

These REO opportunities do not happen often. This duplex was originally built in 2003. A total of 1664sf for both unitis, unit A and B are mirrors of each other. Each unit is 832sf with a living room, eat in kitchen with laundry closet, 2 bedrooms and 1 bath.

This is a true duplex with no shared utilities or mechanics. The home rests on .3 acres and has a metal roof, attached storage, and vinyl siding. There are 2 covered areas for parking and a detached workshop/building with running water and power. To say this is a must see to appreciate is an understatement. Home is FHA Insurable with Escrow (IE). Call today!

Monthly Cost Estimate

$979/mo

20% down · 6.5% · 30 years

Principal$132
Interest$793
Insurance$53

Estimates only. Actual payments may vary.

Location

403 S 20Th Street

Defuniak Springs, FL 32435

Features & Amenities

Interior Features

Woodwork Painted

Exterior Features

Yard Building

Property Details

Flooring

Laminate

Construction

Frame Trim Vinyl

Parking

Carport

Heating

Central

Appliances

DishwasherStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 2-bathroom multi-family at 403 S 20Th Street is listed at $183,000 ($110/sqft). The estimated monthly payment is $978 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2003. Interior Features: Woodwork Painted. Exterior Features: Yard Building.

This property is listed by Cosmo M Spellings.

CS

Cosmo M Spellings

License 3113695

Agent at Assurance Realty of NWFL, LLC

Listed by Assurance Realty of NWFL, LLC · Broker phone: (850) 306-3989 · View on Broker Site · Broker website

MLS# 1012716· Source: Emerald Coast Association of Realtors· 35 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

403 S 20Th Street, Defuniak Springs, FL 32435

Open this listing in: