# 403 S Church Street, Smithfield, VA 23430

> **TL;DR:** 3bd/2ba single family, $481,000 ($490/sqft), built 1950, 982 sqft.
> Waterfront. Est. $2,084/mo. Listed 2532 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $481,000 |
| Price/sqft | $490 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 982 |
| Year Built | 1950 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 2532 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,084 |
| **Total** | **$2,084** |

## Nearby Schools

- **Elementary:** Hardy Elementary
- **Middle:** Smithfield Middle

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1950
- 0.16 acre lot
- Waterfront

## Description

### AI Summary
Built in 1950, this single-family home at 403 S Church Street offers three bedrooms and two bathrooms within 982 square feet on a 0.16-acre lot. The property fronts the Pagan River and provides deep-water access next to Smithfield Station. It is being sold as-is/where-is, with the primary value recognized in the land itself. Cooling is supplied by wall and window units, while heating is provided by natural gas, space heaters, and forced air. The layout centers on the existing three-bedroom, two-bath configuration typical of mid-century construction in the area. Residents enjoy a direct waterfront setting that places the home along the river’s edge in Smithfield, Virginia.

### Agent Description
DEEP WATER!!! Beautiful view of the Pagan River located next to Smithfield Station! The value is in the land! Property is being sold as-is/where is.

## Location

- **Address:** 403 S Church Street, Smithfield, VA 23430
- **County:** Isle of Wight County VA
- **Neighborhood:** ALL OTHERS AREA 64
- **Coordinates:** 36.982417, -76.624107
- **Google Maps:** https://www.google.com/maps?q=36.982417,-76.624107

## Listing Agent

- **Name:** Greg Garrett
- **Brokerage:** Garrett Realty Partners
- **Phone:** (757) 873-1002
- **Email:** ggarrett@greggarrettrealty.com

## Primary Photo

![403 S Church Street - Primary Photo](http://lh.rdcpix.com/644641391946952ad80f11f9b175ee92l-f2158545457r.jpg)

*19 total photos available on [listing page](https://www.propertysimple.com/listing/403-s-church-street-smithfield-va-23430-10266936)*

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**MLS#:** 10266936 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/403-s-church-street-smithfield-va-23430-10266936)

---

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