# 404 E Nicholas Street, Hernando, FL 34442 > **TL;DR:** 3bd/2ba single family, $649,900 ($384/sqft), built 2020, 1,692 sqft. > A/C, 8-car garage. Est. $3,476/mo. Listed 31 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $649,900 | | Price/sqft | $384 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,692 | | Year Built | 2020 | | Lot Size | 197,762 sqft (4.54 acres) | | Stories | 1 | | Garage | 8-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 31 | ## Why This Home Stands Out - **Large Garage** - 8-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,286 | | Estimated Insurance | $190 | | **Total** | **$3,476** | ## Nearby Schools - **Elementary:** Forest Ridge Elementary - **Middle:** Citrus Springs Middle - **High:** Lecanto High ## Key Amenities - A/C - 8-car garage ## Property Highlights - Built in 2020 - 4.54 acre lot - 8 parking spaces ## Description ### Agent Description If you've been searching for it ALL, look no further! This exceptional 2020-built custom home sits on 4.54 private acres and offers the perfect combination of quality construction, thoughtful upgrades, outdoor living, and incredible versatility-with NO HOA and NO deed restrictions! Featuring 3 bedrooms and 2 bathrooms, this beautifully designed home offers an open-concept layout with upgrades galore. From the moment you arrive, you'll notice the attention to detail, including tray ceilings in all three bedrooms, 5 1/4-inch baseboards, crown molding throughout, wood-cased windows, granite countertops, and luxury vinyl plank flooring throughout the home. The spacious living areas are designed for both everyday living and entertaining. The kitchen is a standout, featuring white cabinetry, stainless steel appliances, a large center island, granite countertops, and a beautiful, oversized window overlooking the lanai and pool area. The spacious family room features sliders that open directly to the screened pool area, creating an effortless indoor-outdoor living experience. The primary suite offers a relaxing retreat with dual vanities, a beautifully tiled walk-in shower, tray ceiling, and spacious walk-in closet. Two additional guest bedrooms also feature tray ceilings and share a well-appointed bathroom with a tub/shower combination. Step outside and enjoy your own private oasis! The saltwater inground pool is surrounded by pavers and enclosed by a spacious screen enclosure, making it perfect for relaxing, entertaining, and enjoying the Florida lifestyle. The property also features a combination of vinyl privacy fencing and wrought iron fencing, a sprinkler system, and cedar tongue-and-groove ceilings on the porches that add an extra touch of character and charm. The home is also pre-wired for a Generac generator. The laundry room is designed with functionality in mind, offering custom cabinetry, a folding counter, hanging rod, and space to accommodate a full-size refrigerator. The attached garage also features a utility sink, adding convenience for projects, cleanup, and everyday use. And then there's the MASSIVE 105-foot-long detached garage, with an additional 10x34 covered space on the back. This impressive space is fully insulated and offers an incredible amount of room for vehicles, equipment, hobbies, a workshop, storage, or whatever your needs may be. It is equipped with a half bathroom, air hoses, compressor, and lean-to, making this an incredibly versatile space with endless possibilities. With 4.54 acres, no HOA, and no deed restrictions, there's plenty of room to enjoy the privacy you've been looking for while still having the freedom to clear, customize, expand, or make the property your own. Everything you've been dreaming of is already here beautifully completed, thoughtfully upgraded, and move-in ready. A property like this doesn't come along often. Come see it for yourself and discover just how much this exceptional property has to offer! ## Location - **Address:** 404 E Nicholas Street, Hernando, FL 34442 - **County:** Citrus - **Neighborhood:** Crystal Hill Mini Farms - **Coordinates:** 28.918262, -82.428098 - **Google Maps:** https://www.google.com/maps?q=28.918262,-82.428098 ## Listing Agent - **Name:** Laurie Callahan · **License:** 3364331 - **Brokerage:** Century21 J.W. Morton Real Estate, Inc - **Broker Phone:** (352) 726-6668 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/404-E-Nicholas-St_Hernando_FL_34442_M53167-30099?f=listhub&s=RACCFL&m=858149&c=propsimple) ## Photos ![404 E Nicholas Street - Photo 1](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1314076984r.jpg) ![404 E Nicholas Street - Photo 2](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f596018732r.jpg) ![404 E Nicholas Street - Photo 3](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1605683220r.jpg) ![404 E Nicholas Street - Photo 4](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2215036280r.jpg) ![404 E Nicholas Street - Photo 5](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2389538328r.jpg) ![404 E Nicholas Street - Photo 6](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f524481145r.jpg) ![404 E Nicholas Street - Photo 7](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1842949989r.jpg) ![404 E Nicholas Street - Photo 8](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2271852446r.jpg) ![404 E Nicholas Street - Photo 9](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f3031136994r.jpg) ![404 E Nicholas Street - Photo 10](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f349847834r.jpg) ![404 E Nicholas Street - Photo 11](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f23729121r.jpg) ![404 E Nicholas Street - Photo 12](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2317981695r.jpg) ![404 E Nicholas Street - Photo 13](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f413689417r.jpg) ![404 E Nicholas Street - Photo 14](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1583444628r.jpg) ![404 E Nicholas Street - Photo 15](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2939254542r.jpg) ![404 E Nicholas Street - Photo 16](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2247123080r.jpg) ![404 E Nicholas Street - Photo 17](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2646627228r.jpg) ![404 E Nicholas Street - Photo 18](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1546636710r.jpg) ![404 E Nicholas Street - Photo 19](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f680451611r.jpg) ![404 E Nicholas Street - Photo 20](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2361279435r.jpg) ![404 E Nicholas Street - Photo 21](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2614977939r.jpg) ![404 E Nicholas Street - Photo 22](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f323038590r.jpg) ![404 E Nicholas Street - Photo 23](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f876492129r.jpg) ![404 E Nicholas Street - Photo 24](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1225944567r.jpg) ![404 E Nicholas Street - Photo 25](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f968244084r.jpg) ![404 E Nicholas Street - Photo 26](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1629989149r.jpg) ![404 E Nicholas Street - Photo 27](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2833572620r.jpg) ![404 E Nicholas Street - Photo 28](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1039730203r.jpg) ![404 E Nicholas Street - Photo 29](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f734664764r.jpg) ![404 E Nicholas Street - Photo 30](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f930131543r.jpg) ![404 E Nicholas Street - Photo 31](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2648583149r.jpg) ![404 E Nicholas Street - Photo 32](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f3195933306r.jpg) ![404 E Nicholas Street - Photo 33](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2040345755r.jpg) ![404 E Nicholas Street - Photo 34](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2495163553r.jpg) ![404 E Nicholas Street - Photo 35](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f125504197r.jpg) ![404 E Nicholas Street - Photo 36](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1313129566r.jpg) ![404 E Nicholas Street - Photo 37](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2573445357r.jpg) ![404 E Nicholas Street - Photo 38](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2034176185r.jpg) ![404 E Nicholas Street - Photo 39](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1648174143r.jpg) ![404 E Nicholas Street - Photo 40](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2923298432r.jpg) ![404 E Nicholas Street - Photo 41](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2944433771r.jpg) ![404 E Nicholas Street - Photo 42](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2849171765r.jpg) ![404 E Nicholas Street - Photo 43](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2303785041r.jpg) ![404 E Nicholas Street - Photo 44](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2033707003r.jpg) ![404 E Nicholas Street - Photo 45](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f3836503966r.jpg) ![404 E Nicholas Street - Photo 46](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1156181320r.jpg) ![404 E Nicholas Street - Photo 47](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f517649781r.jpg) ![404 E Nicholas Street - Photo 48](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f3659322251r.jpg) ![404 E Nicholas Street - Photo 49](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f3772596721r.jpg) ![404 E Nicholas Street - Photo 50](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f399510988r.jpg) ![404 E Nicholas Street - Photo 51](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1738474327r.jpg) ![404 E Nicholas Street - Photo 52](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2126546272r.jpg) ![404 E Nicholas Street - Photo 53](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f2521228677r.jpg) ![404 E Nicholas Street - Photo 54](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f596018732r.jpg) ![404 E Nicholas Street - Photo 55](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f3668344060r.jpg) ![404 E Nicholas Street - Photo 56](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f910475718r.jpg) ![404 E Nicholas Street - Photo 57](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f909231655r.jpg) ![404 E Nicholas Street - Photo 58](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f1203976603r.jpg) ![404 E Nicholas Street - Photo 59](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f929710633r.jpg) ![404 E Nicholas Street - Photo 60](http://lh.rdcpix.com/4a9b9da3f06a276ecfc19d4495f2b707l-f3342652176r.jpg) --- **MLS#:** 858149 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/404-e-nicholas-street-hernando-fl-34442-3d8a52ebd7ab4b0892a3917efcbb2a5f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/404-e-nicholas-street-hernando-fl-34442-3d8a52ebd7ab4b0892a3917efcbb2a5f#listing", "url": "https://www.propertysimple.ai/listing/404-e-nicholas-street-hernando-fl-34442-3d8a52ebd7ab4b0892a3917efcbb2a5f", "name": "404 E Nicholas Street, Hernando, FL 34442", "description": "If you've been searching for it ALL, look no further! This exceptional 2020-built custom home sits on 4.54 private acres and offers the perfect combination of quality construction, thoughtful upgrades, outdoor living, and incredible versatility-with NO HOA and NO deed restrictions! Featuring 3 bedrooms and 2 bathrooms, this beautifully designed home offers an open-concept layout with upgrades galore. From the moment you arrive, you'll notice the attention to detail, including tray ceilings in all three bedrooms, 5 1/4-inch baseboards, crown molding throughout, wood-cased windows, granite countertops, and luxury vinyl plank flooring throughout the home. The spacious living areas are designed for both everyday living and entertaining. The kitchen is a standout, featuring white cabinetry, stainless steel appliances, a large center island, granite countertops, and a beautiful, oversized window overlooking the lanai and pool area. The spacious family room features sliders that open directly to the screened pool area, creating an effortless indoor-outdoor living experience. The primary suite offers a relaxing retreat with dual vanities, a beautifully tiled walk-in shower, tray ceiling, and spacious walk-in closet. 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And then there's the MASSIVE 105-foot-long detached garage, with an additional 10x34 covered space on the back. This impressive space is fully insulated and offers an incredible amount of room for vehicles, equipment, hobbies, a workshop, storage, or whatever your needs may be. It is equipped with a half bathroom, air hoses, compressor, and lean-to, making this an incredibly versatile space with endless possibilities. With 4.54 acres, no HOA, and no deed restrictions, there's plenty of room to enjoy the privacy you've been looking for while still having the freedom to clear, customize, expand, or make the property your own. Everything you've been dreaming of is already here beautifully completed, thoughtfully upgraded, and move-in ready. A property like this doesn't come along often. 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