About This Home

This 4-bedroom, 3-bathroom single family at 404 Geneva Avenue in Panama City Beach, FL is listed for $643,000 ($292 per sqft). Built in 2021, the home offers 2,203 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 2021
  • 0.12 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
2 full, 1 half
2-car garage
2021

Amenities

A/C
Listing Description

All TREATS FOR THE BUYER * INCLUDING A $10,000 SELLER INCENTIVE! Seller offering up to $10,000 toward Buyer's allowable closing costs, prepaid expenses and/or interest-rate buydown, with an acceptable offer. Take advantage of this opportunity to reduce the cash needed at closing or to potentially lower your monthly payment.

Seller also offering a 1 Year Home Walk to the beach without giving up the neighborhood feel that makes Tapestry Park so special. Located in the original phase of the community, this beautifully maintained 4-bedroom, 2.5-bath home offers the perfect balance of coastal convenience, privacy, and everyday comfort.

Filled with natural light, the home features LVP flooring throughout, a desirable first-floor primary suite, and an open kitchen, dining, and living area designed for both everyday living and entertaining. The kitchen includes marble countertops and backsplash, custom soft-close cabinetry, an oversized island with additional seating, Samsung stainless steel appliances, a GE refrigerator, and quiet Bosch dishwasher.

Custom lighting, Roman shades, and shiplap accents add warmth and character throughout. The primary suite offers a spa-inspired bath with double quartz vanities, a vintage-style cast iron clawfoot soaking tub, separate water closet, and an updated walk-in shower with marble flooring completed in 2025.

Outdoor living is just as inviting, with a spacious covered front porch and private covered back patio overlooking the fenced backyard. Photoelectric lighting, a large ceiling fan, and room for an outdoor TV make it an ideal place to relax or entertain, with additional space to add a plunge pool or hot tub.

Recent improvements include new Zoysia sod installed in April 2026, a freshly washed exterior, and pressure-washed fencing. Additional features include two AC units, spray foam insulation, an 80-gallon Rheem Smart Water Heater, Chamberlain Smart Garage Door system, SimpliSafe security with three cameras, an impact-rated front door, and Kevlar hurricane shutter screens.

Tapestry Park offers the kind of neighborhood lifestyle buyers are looking for, with sidewalks, mature landscaping, vintage-style streetlights, underground utilities, and an exceptional collection of amenities. Residents enjoy Brunswick Hall clubhouse and resort-style pool, a second children's pool, Peacock Park, pickleball, tennis and basketball courts, recreational green space, and scenic walking paths around the neighborhood ponds.

All of this is just minutes from Pier Park, the Gulf, schools, shopping, dining, and everything Panama City Beach has to offer.

Monthly Cost Estimate

$4,354/mo

20% down · 6.5% · 30 years

Principal$465
Interest$2,786
Insurance$188
HOA$915

Estimates only. Actual payments may vary.

Location

404 Geneva Avenue

Panama City Beach, FL 32407

Tapestry Park

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingCeiling Tray/CofferdKitchen IslandLighting RecessedPantryPull Down StairsWasher/Dryer Hookup

Exterior Features

Rain GutterBalconyColumnsFenced Back YardHurricane ShuttersSprinkler System

Property Details

Flooring

MarbleTileVinyl

Construction

Frame Trim Vinyl

Outdoor Features

PatioPorch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherDisposalDryerMicrowaveOven Self CleaningRefrigerator W/IceMkSecurity SystemSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 3-bathroom single family at 404 Geneva Avenue is listed at $643,000 ($292/sqft). The estimated monthly payment is $4,354 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $915/month.

Key features include: Built in 2021, 0.12 acre lot, 2 stories, 4 parking spaces. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd. Exterior Features: Rain Gutter, Balcony, Columns.

This property is listed by Melinda M Azar.

MA

Melinda M Azar

License 3481525

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1013601· Source: Emerald Coast Association of Realtors· 19 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

404 Geneva Avenue, Panama City Beach, FL 32407

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