About This Home

This 3-bedroom, 2-bathroom single family at 404 HARBOR Drive S in Indian Rocks Beach, FL is listed for $1,185,000 ($531 per sqft). Built in 1972, the home offers 2,230 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1972
  • 0.17 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
1972

Amenities

FireplaceA/C
Listing Description

Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living.

The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet.

The impressive 49" x 83" island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling.

The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet.

New 2' x 4' porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis.

Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field.

Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!

Monthly Cost Estimate

$6,338/mo

20% down · 6.5% · 30 years

Principal$857
Interest$5,135
Insurance$346

Estimates only. Actual payments may vary.

Location

404 HARBOR Drive S

Indian Rocks Beach, FL 33785

INDIAN BEACH RE-REVISED 21ST ADD

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostat

Exterior Features

GardenRain Gutters

Property Details

Flooring

TileMarble

Construction

Block Stucco

Outdoor Features

PatioPorch

Parking

DrivewayOpen

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalElectric Water HeaterExhaust FanRangeRefrigeratorTouchless FaucetWasherWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 404 HARBOR Drive S is listed at $1,185,000 ($531/sqft). The estimated monthly payment is $6,338 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1972, 0.17 acre lot, Fireplace. Interior Features: Built-in Features, Ceiling Fans(s), Crown Molding. Exterior Features: Garden, Rain Gutters.

This property is listed by Lori Yaniscavitch.

LY

Lori Yaniscavitch

Agent at Coastal Properties Group International, LLC

Listed by Coastal Properties Group International, LLC · Broker phone: (727) 493-1555 · View on Broker Site · Broker website

MLS# TB8553795· Source: Stellar MLS· 10 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

404 HARBOR Drive S, Indian Rocks Beach, FL 33785

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