About This Home

This 3-bedroom, 3-bathroom single family at 404 S PONDEROSA Street in Payson, AZ is listed for $450,000 ($281 per sqft). Built in 2019, the home offers 1,600 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 2019
  • 0.21 acre lot
  • 2 stories

Property Details

2 stories
3 full
2019

Amenities

A/C
Listing Description

This beautiful yet affordable home right in the center of town. Quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. Create your own split floor plan home with room for everyone or own your investment property here in the cool Payson area.

The main home has 2 master bedrooms and 2.5 bathrooms. Energy efficient. Features include: Custom paint and cabinets Upgraded GE slate appliances Free-Standing center island Paved parking Fully fenced, HUGE side yard RV hookup and storage Trex decking New upper roof (all except the little piece over the front porch) - fall, 2025 Cold storage under

house Parking for up to 6 cars (cement parking for 4 of them) Walkout basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money.

It could become an adult child's or grandparents's living quarters, a guest apartment. Private patio. Includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up countertop extension Dimmered under-cabinet lighting Large pantry with bright, even lighting Range hood with ducted exhaust fan Induction cooktop can be

put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43" smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.

Monthly Cost Estimate

$2,407/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

404 S PONDEROSA Street

Payson, AZ 85541

MOGOLLON RIM ADD AMD

Features & Amenities

Interior Features

Eat-in KitchenFull Bth Master BdrmLaminate Counters

Exterior Features

Rain GuttersPrivate YardRV Hookup

Property Details

Flooring

LaminateCarpet

Construction

Wood Siding Wood Frame

Outdoor Features

PatioDeck

Heating

Forced AirElectric (Heating)

Cooling

Central AirDuctlessCeiling Fan(s)

Appliances

DryerWasherRefrigeratorDishwasherElectric RangeBuilt-In Electric Oven

Questions & Answers

This 3-bedroom, 3-bathroom single family at 404 S PONDEROSA Street is listed at $450,000 ($281/sqft). The estimated monthly payment is $2,406 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2019, 0.21 acre lot, 2 stories. Interior Features: Eat-in Kitchen, Full Bth Master Bdrm, Laminate Counters. Exterior Features: Rain Gutters, Private Yard, RV Hookup.

This property is listed by Edyi Fawcett-Nickola.

EF

Edyi Fawcett-Nickola

Agent at Real Broker

Listed by Real Broker · Broker phone: (480) 907-8294 · View on Broker Site

MLS# 7032745· Source: Arizona Regional Multiple Listing Service, Inc.· 161 days on PropertySimple

Copyright © 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

404 S PONDEROSA Street, Payson, AZ 85541

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