About This Home

This 3-bedroom, 1-bathroom single family at 404 WATER Street in Rochester, IL is listed for $149,900 ($168 per sqft). Built in 1960, the home offers 894 sqft of living space on a N/A lot.

Key Features

  • Built in 1960

Property Details

1 full
2-car garage
1960

Amenities

A/C
Listing Description

Just in time for Rochester Homecoming weekend! If you've been waiting for an affordable opportunity to make Rochester home, 404 Water St. is the one. This inviting 3-bedroom, 1-bath home offers small-town charm, a practical layout, and a great location in the Rochester School District.

An oversized detached two-car garage gives you plenty of room for parking, projects, and storage, complete with added cabinets and countertop workspace. The fully fenced backyard offers space to relax, garden, or entertain, plus a storage shed for even more convenience.

Recent improvements include paint throughout, a new oven and microwave, new front exterior light, new ceiling fan in the back bedroom, and hallway closet shelving, door, and trim. Additional updates include gable vents, a bathroom exhaust vented outdoors, a front yard retaining wall, and an added wheel for the back gate.

The washer and dryer stay, too! One more improvement is already on the schedule: the front yard will be leveled and reseeded before fall. Some listing photos have been digitally edited to help show what the lawn is expected to look like once it fills in next spring. Come see what life on Water Street could look like!

Monthly Cost Estimate

$802/mo

20% down · 6.5% · 30 years

Principal$108
Interest$650
Insurance$44

Estimates only. Actual payments may vary.

Location

404 WATER Street

Rochester, IL 62563

Features & Amenities

Exterior Features

Shed(s)Replacement Windows

Property Details

Construction

Vinyl Siding

Parking

Guest

Heating

Forced AirNatural Gas

Cooling

Central Air

Questions & Answers

This 3-bedroom, 1-bathroom single family at 404 WATER Street is listed at $149,900 ($168/sqft). The estimated monthly payment is $802 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1960. Exterior Features: Shed(s), Replacement Windows.

This property is listed by Lacey Stephenson.

LS

Lacey Stephenson

Agent at Keller Williams Capital

Listed by Keller Williams Capital · Broker phone: (217) 553-4368 · View on Broker Site · Broker website

MLS# CA1046919· Source: RMLS Alliance· 29 days on PropertySimple

Copyright © 2026 RMLS Alliance. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

404 WATER Street, Rochester, IL 62563

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