# 404 WATER Street, Rochester, IL 62563 > **TL;DR:** 3bd/1ba single family, $149,900 ($168/sqft), built 1960, 894 sqft. > A/C, 2-car garage. Est. $802/mo. Listed 31 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $149,900 | | Price/sqft | $168 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 894 | | Year Built | 1960 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 31 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $758 | | Estimated Insurance | $44 | | **Total** | **$802** | ## Nearby Schools - **High:** Rochester District #3A ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1960 ## Description ### Agent Description Just in time for Rochester Homecoming weekend! If you've been waiting for an affordable opportunity to make Rochester home, 404 Water St. is the one. This inviting 3-bedroom, 1-bath home offers small-town charm, a practical layout, and a great location in the Rochester School District. An oversized detached two-car garage gives you plenty of room for parking, projects, and storage, complete with added cabinets and countertop workspace. The fully fenced backyard offers space to relax, garden, or entertain, plus a storage shed for even more convenience. Recent improvements include paint throughout, a new oven and microwave, new front exterior light, new ceiling fan in the back bedroom, and hallway closet shelving, door, and trim. Additional updates include gable vents, a bathroom exhaust vented outdoors, a front yard retaining wall, and an added wheel for the back gate. The washer and dryer stay, too! One more improvement is already on the schedule: the front yard will be leveled and reseeded before fall. Some listing photos have been digitally edited to help show what the lawn is expected to look like once it fills in next spring. Come see what life on Water Street could look like! ## Location - **Address:** 404 WATER Street, Rochester, IL 62563 - **County:** Sangamon - **Coordinates:** 39.752768, -89.530975 - **Google Maps:** https://www.google.com/maps?q=39.752768,-89.530975 ## Listing Agent - **Name:** Lacey Stephenson - **Brokerage:** Keller Williams Capital - **Broker Phone:** (217) 553-4368 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/404-Water-St_Rochester_IL_62563_M79136-44104?f=listhub&s=PAARIL&m=CA1046919&c=propsimple) ## Photos ![404 WATER Street - Photo 1](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1579487586r.jpg) ![404 WATER Street - Photo 2](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2109057399r.jpg) ![404 WATER Street - Photo 3](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3827172525r.jpg) ![404 WATER Street - Photo 4](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1798846979r.jpg) ![404 WATER Street - Photo 5](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1353878375r.jpg) ![404 WATER Street - Photo 6](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f161762595r.jpg) ![404 WATER Street - Photo 7](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2127905870r.jpg) ![404 WATER Street - Photo 8](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1030789905r.jpg) ![404 WATER Street - Photo 9](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3697411063r.jpg) ![404 WATER Street - Photo 10](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1666990795r.jpg) ![404 WATER Street - Photo 11](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f943907688r.jpg) ![404 WATER Street - Photo 12](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1198915665r.jpg) ![404 WATER Street - Photo 13](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3854247669r.jpg) ![404 WATER Street - Photo 14](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1350480636r.jpg) ![404 WATER Street - Photo 15](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3348564773r.jpg) ![404 WATER Street - Photo 16](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f10953673r.jpg) ![404 WATER Street - Photo 17](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2186666772r.jpg) ![404 WATER Street - Photo 18](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2048503590r.jpg) ![404 WATER Street - Photo 19](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f415398360r.jpg) ![404 WATER Street - Photo 20](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f185825985r.jpg) ![404 WATER Street - Photo 21](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3252817534r.jpg) ![404 WATER Street - Photo 22](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1363165769r.jpg) ![404 WATER Street - Photo 23](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2053756196r.jpg) ![404 WATER Street - Photo 24](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f664923297r.jpg) ![404 WATER Street - Photo 25](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f636705032r.jpg) ![404 WATER Street - Photo 26](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3107484707r.jpg) ![404 WATER Street - Photo 27](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3328404424r.jpg) ![404 WATER Street - Photo 28](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2814358582r.jpg) ![404 WATER Street - Photo 29](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2062581285r.jpg) ![404 WATER Street - Photo 30](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f104163720r.jpg) ![404 WATER Street - Photo 31](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f633524134r.jpg) ![404 WATER Street - Photo 32](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f55895639r.jpg) ![404 WATER Street - Photo 33](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f4078607204r.jpg) ![404 WATER Street - Photo 34](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f1416217991r.jpg) ![404 WATER Street - Photo 35](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2923276602r.jpg) ![404 WATER Street - Photo 36](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3464366871r.jpg) ![404 WATER Street - Photo 37](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3994465045r.jpg) ![404 WATER Street - Photo 38](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f4093419060r.jpg) ![404 WATER Street - Photo 39](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f892766825r.jpg) ![404 WATER Street - Photo 40](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f2474295002r.jpg) ![404 WATER Street - Photo 41](http://lh.rdcpix.com/3772907cab154b9de6557fed998dd103l-f3007597549r.jpg) --- **MLS#:** CA1046919 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 RMLS Alliance. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/404-water-street-rochester-il-62563-de34720ce9f6489b8edc1e80cc70c3fb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/404-water-street-rochester-il-62563-de34720ce9f6489b8edc1e80cc70c3fb#listing", "url": "https://www.propertysimple.ai/listing/404-water-street-rochester-il-62563-de34720ce9f6489b8edc1e80cc70c3fb", "name": "404 WATER Street, Rochester, IL 62563", "description": "Just in time for Rochester Homecoming weekend! If you've been waiting for an affordable opportunity to make Rochester home, 404 Water St. is the one. This inviting 3-bedroom, 1-bath home offers small-town charm, a practical layout, and a great location in the Rochester School District. 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