# 4049 N Indian Bayou, Destin, FL 32541

> **TL;DR:** 5bd/5ba single family, $3,199,000 ($673/sqft), built 2022, 4,751 sqft.
> Fireplace, Waterfront, Hardwood, A/C. Est. $13,862/mo. Listed 367 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,199,000 |
| Price/sqft | $673 |
| Bedrooms | 5 |
| Bathrooms | 4 full, 2 half |
| Square Feet | 4,751 |
| Year Built | 2022 |
| Lot Size | 18,731 sqft (0.43 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 367 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $13,862 |
| **Total** | **$13,862** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Fireplace
- Waterfront
- Hardwood
- A/C

## Property Highlights

- Built in 2022
- 0.43 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office, a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.

## Location

- **Address:** 4049 N Indian Bayou, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** MORENO ACRES S/D
- **Coordinates:** 30.402592, -86.460934
- **Google Maps:** https://www.google.com/maps?q=30.402592,-86.460934

## Listing Agent

- **Name:** Cora J Rasmussen
- **Brokerage:** Realty ONE Group Emerald Coast
- **Phone:** 2535092516
- **Email:** corarasrealtor@gmail.com

## Primary Photo

![4049 N Indian Bayou - Primary Photo](http://lh.rdcpix.com/b090fee960a5fddee128c5d99ac31484l-f2219717235r.jpg)

*86 total photos available on [listing page](https://www.propertysimple.com/listing/4049-n-indian-bayou-destin-fl-32541-l989969)*

---

**MLS#:** 989969 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4049-n-indian-bayou-destin-fl-32541-l989969)

---

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