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About This Home

This 3-bedroom, 2-bathroom single family at 405 Cosby Road in Utica, NY is listed for $229,000 ($152 per sqft). Built in 1911, the home offers 1,502 sqft of living space on a 0.12 acres lot.

Agent Description

Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on!

Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining room with is open to kitchen with quartz breakfast bar and newer appliances.

Interior and exterior recently painted plus Central A/C throughout. Off the kitchen is half bath and first floor laundry. Upstairs offers updated full bath with original claw foot tub/shower combo and three generous sized bedrooms plus plenty of closets and storage! Enjoy fully fenced private treed yard! Schedule an appointment today to view this truly magical home! Seller will provide a pre-listing home inspection.

Key Features

  • Built in 1911
  • 0.12 acre lot
  • 2 stories

Property Details

2 stories
1 full, 1 half
1911

Amenities

HardwoodA/C

Monthly Cost Estimate

$1,225/mo

20% down · 6.5% · 30 years

Principal$166
Interest$992
Insurance$67

Estimates only. Actual payments may vary.

Location

405 Cosby Road

Utica, NY 13502

Utica Gardens

Features & Amenities

Interior Features

BreakfastBarCeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomQuartzCountersNaturalWoodwork

Exterior Features

BlacktopDriveway

Property Details

Flooring

VariesTileHardwoodLaminate

Construction

BlownInInsulation Frame SprayFoamInsulation Stucco WoodSiding

Parking

DrivewayGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

DryerDishwasherExhaustFanDisposalGasOvenGasRangeGasWaterHeaterRefrigeratorRangeHoodWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 405 Cosby Road is listed at $229,000 ($152/sqft). The estimated monthly payment is $992 based on 20% down at 6.5% interest.

Key features include: Built in 1911, 0.12 acre lot, 2 stories. Interior Features: BreakfastBar, CeilingFans, SeparateFormalDiningRoom. Exterior Features: BlacktopDriveway.

This property is listed by William Carroll and can be reached at 3154309092 or bjc223@aol.com.

WC

William Carroll

Agent at Real Broker NY LLC

(315) 430-9092

Listed by Real Broker NY LLC · View on Broker Site

MLS# S1688665· Source: listhub· Updated 1 days ago

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

405 Cosby Road, Utica, NY 13502

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