About This Home

This 2-bedroom, 2-bathroom single family at 405 Oak Creek Road in Franklin, NC is listed for $420,000. Built in 2026, on a 0.61 acres lot.

Key Features

  • Built in 2026
  • 0.61 acre lot

Property Details

2 full
2-car garage
2026

Amenities

ViewA/C
Listing Description

Wake up to mountain views and golf course scenery in this Mountain Modern new construction 2 bed / 2 bath home in Mill Creek Estates. Privately positioned on a low-maintenance lot with no yard to mow, this home offers easy mountain living while still providing inviting outdoor spaces to relax and entertain.

The exterior showcases striking Iron Ore board-and-batten siding, creating a modern mountain aesthetic that blends beautifully with the natural surroundings. Inside, vaulted ceilings and large windows fill the home with natural light, highlighting the warm tones of antique pine luxury vinyl plank flooring.

The kitchen is thoughtfully designed with Calacatta Bali countertops, Merillat maple cabinetry in Steel Grey, saddle-finished floating shelves, matte black fixtures, designer pendant lighting, and under-cabinet lighting for a clean, elevated look. GE electric appliances and a stackable GE washer and dryer add convenience and efficiency. Enjoy ample outdoor living space for morning coffee or sunset views over the course and surrounding mountains, plus the added convenience of an attached garage.

Monthly Cost Estimate

$2,646/mo

20% down · 6.5% · 30 years

Principal$304
Interest$1,820
Insurance$123
HOA$400

Estimates only. Actual payments may vary.

Location

405 Oak Creek Road

Franklin, NC 28734

Mill Creek Country Club

Features & Amenities

Interior Features

Cathedral/Vaulted CeilingCeiling Fan(s)Large Master BedroomLiving/Dining RoomMain Level LivingPrimary w/EnsuitePrimary on Main LevelNew KitchenOpen Floorplan

Property Details

Flooring

Tile - CeramicVinyl

Construction

Board & Batten Siding

Views

Valley

Outdoor Features

Porch

Parking

GarageCarport

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

ElectricCentral Air

Appliances

Electric Water HeaterDishwasherMicrowaveRefrigeratorWasherDryer

Questions & Answers

This 2-bedroom, 2-bathroom single family at 405 Oak Creek Road is listed at $420,000. The estimated monthly payment is $2,647 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $400/month.

Key features include: Built in 2026, 0.61 acre lot. Interior Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Large Master Bedroom.

This property is listed by Rashaune H. De La Cruz.

RC

Rashaune H. De La Cruz

Agent at Vignette Realty, LLC

Listed by Vignette Realty, LLC · Broker phone: 8284217436 · View on Broker Site

MLS# 26048038· Source: Carolina Smokies Association of Realtors· 6 days on PropertySimple

Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

405 Oak Creek Road, Franklin, NC 28734

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