About This Home

This 4-bedroom, 3-bathroom single family at 405 Rail Ridge Drive in Troy, MO is listed for $330,000 ($201 per sqft). Built in 2022, the home offers 1,640 sqft of living space on a 0.27 acres lot.

Key Features

  • Built in 2022
  • 0.27 acre lot

Property Details

1 story
3 full
2-car garage
2022

Amenities

A/C
Listing Description

Welcome home to 405 Rail Ridge in Troy! This beautiful 4 year old, 4-bedroom, 3-bath ranch offers the perfect blend of comfort, space, and privacy. Step inside to an inviting open floor plan with soaring vaulted ceilings that create a bright and airy feel throughout the main living area.

The spacious kitchen flows seamlessly into the dining and living spaces, making it ideal for entertaining or everyday living. The generous primary suite provides a relaxing retreat with plenty of room to unwind, while two additional bedrooms upstairs offer flexibility for family or guests.

The partially finished basement adds valuable living space for a sleeping area or a home office. Outside, enjoy your morning coffee or evening gatherings on the covered patio overlooking a peaceful tree-lined backyard with a sprinkler system. This home is also equipped with forever lights. Nestled in a quiet neighborhood while still being conveniently close to highways, don't miss your opportunity to own this one!

Monthly Cost Estimate

$1,965/mo

20% down · 6.5% · 30 years

Principal$239
Interest$1,430
Insurance$96
HOA$200

Estimates only. Actual payments may vary.

Location

405 Rail Ridge Drive

Troy, MO 63379

Stone Crossing

Property Details

Construction

Vinyl Siding

Heating

Electric (Heating)

Cooling

ElectricCentral Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 405 Rail Ridge Drive is listed at $330,000 ($201/sqft). The estimated monthly payment is $1,965 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $200/month.

Key features include: Built in 2022, 0.27 acre lot.

This property is listed by Tim Koppel and can be reached at 6362933166.

TK

Tim Koppel

Agent at Berkshire Hathaway HomeServices Select Properties

(636) 293-3166
Agent website

Listed by Berkshire Hathaway HomeServices Select Properties · Broker phone: 6367201100 · View on Broker Site · Broker website

MLS# 26044961· Source: Mid America Regional Information Systems, Inc.· 68 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

405 Rail Ridge Drive, Troy, MO 63379

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