# 405 Rail Ridge Drive, Troy, MO 63379 > **TL;DR:** 4bd/3ba single family, $330,000 ($201/sqft), built 2022, 1,640 sqft. > A/C, 2-car garage. Est. $1,965/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $330,000 | | Price/sqft | $201 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 1,640 | | Year Built | 2022 | | Lot Size | 11,674 sqft (0.27 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,669 | | Estimated Insurance | $96 | | HOA | $200 | | **Total** | **$1,965** | ## Nearby Schools - **Elementary:** Troy South Elementary - **Middle:** Troy Middle - **High:** Troy Buchanan High ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2022 - 0.27 acre lot ## Description ### Agent Description Welcome home to 405 Rail Ridge in Troy! This beautiful 4 year old, 4-bedroom, 3-bath ranch offers the perfect blend of comfort, space, and privacy. Step inside to an inviting open floor plan with soaring vaulted ceilings that create a bright and airy feel throughout the main living area. The spacious kitchen flows seamlessly into the dining and living spaces, making it ideal for entertaining or everyday living. The generous primary suite provides a relaxing retreat with plenty of room to unwind, while two additional bedrooms upstairs offer flexibility for family or guests. The partially finished basement adds valuable living space for a sleeping area or a home office. Outside, enjoy your morning coffee or evening gatherings on the covered patio overlooking a peaceful tree-lined backyard with a sprinkler system. This home is also equipped with forever lights. Nestled in a quiet neighborhood while still being conveniently close to highways, don't miss your opportunity to own this one! ## Location - **Address:** 405 Rail Ridge Drive, Troy, MO 63379 - **County:** Lincoln - **Neighborhood:** Stone Crossing - **Coordinates:** 38.954429, -90.961974 - **Google Maps:** https://www.google.com/maps?q=38.954429,-90.961974 ## Listing Agent - **Name:** Tim Koppel - **Brokerage:** Berkshire Hathaway HomeServices Select Properties - **Phone:** 6362933166 - **Broker Phone:** 6367201100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/405-Rail-Ridge-Dr_Troy_MO_63379_M95242-98651?f=listhub&s=MARISMO&m=26044961&c=propsimple) ## Photos ![405 Rail Ridge Drive - Photo 1](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f4080866296r.jpg) ![405 Rail Ridge Drive - Photo 2](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f4021927705r.jpg) ![405 Rail Ridge Drive - Photo 3](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f2045897322r.jpg) ![405 Rail Ridge Drive - Photo 4](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f315872648r.jpg) ![405 Rail Ridge Drive - Photo 5](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f2425228957r.jpg) ![405 Rail Ridge Drive - Photo 6](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f581269591r.jpg) ![405 Rail Ridge Drive - Photo 7](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f3265272534r.jpg) ![405 Rail Ridge Drive - Photo 8](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f1900047826r.jpg) ![405 Rail Ridge Drive - Photo 9](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f1983811408r.jpg) ![405 Rail Ridge Drive - Photo 10](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f4258529532r.jpg) ![405 Rail Ridge Drive - Photo 11](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f3330329845r.jpg) ![405 Rail Ridge Drive - Photo 12](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f505617255r.jpg) ![405 Rail Ridge Drive - Photo 13](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f763957957r.jpg) ![405 Rail Ridge Drive - Photo 14](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f1027774223r.jpg) ![405 Rail Ridge Drive - Photo 15](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f351675828r.jpg) ![405 Rail Ridge Drive - Photo 16](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f806778550r.jpg) ![405 Rail Ridge Drive - Photo 17](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f3300994675r.jpg) ![405 Rail Ridge Drive - Photo 18](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f1101700061r.jpg) ![405 Rail Ridge Drive - Photo 19](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f2600501385r.jpg) ![405 Rail Ridge Drive - Photo 20](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f2458894804r.jpg) ![405 Rail Ridge Drive - Photo 21](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f3967118547r.jpg) ![405 Rail Ridge Drive - Photo 22](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f3633587266r.jpg) ![405 Rail Ridge Drive - Photo 23](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f1292388566r.jpg) ![405 Rail Ridge Drive - Photo 24](http://lh.rdcpix.com/94e56d7e82cd11ff692ceb56d02b4143l-f2774871329r.jpg) --- **MLS#:** 26044961 | **Updated:** 2026-09-25 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/405-rail-ridge-drive-troy-mo-63379-26044961) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/405-rail-ridge-drive-troy-mo-63379-26044961#listing", "url": "https://www.propertysimple.ai/listing/405-rail-ridge-drive-troy-mo-63379-26044961", "name": "405 Rail Ridge Drive, Troy, MO 63379", "description": "Welcome home to 405 Rail Ridge in Troy! This beautiful 4 year old, 4-bedroom, 3-bath ranch offers the perfect blend of comfort, space, and privacy. Step inside to an inviting open floor plan with soaring vaulted ceilings that create a bright and airy feel throughout the main living area. 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