# 405 Ray St, New Albany, MS 38652 > **TL;DR:** 3bd/2ba single family, $195,000 ($99/sqft), built 1968, 1,971 sqft. > A/C. Est. $1,043/mo. Listed 118 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $195,000 | | Price/sqft | $99 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,971 | | Year Built | 1968 | | Lot Size | 41,399 sqft (0.95 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 118 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $986 | | Estimated Insurance | $57 | | **Total** | **$1,043** | ## Key Amenities - A/C ## Property Highlights - Built in 1968 - 0.95 acre lot ## Description ### Agent Description Nestled on a quiet, tree-lined street, this charming 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and small-town charm. Just minutes from downtown New Albany, you'll enjoy quick access to local shops, restaurants, and everyday amenities--all while savoring the peace and privacy of a serene neighborhood setting. Homes in this highly desirable area don't come along often. Make this one yours and enjoy the best of New Albany living. With in minutes to Toyota and Walmart DC. ## Location - **Address:** 405 Ray St, New Albany, MS 38652 - **County:** Union - **Coordinates:** 34.491045, -89.041275 - **Google Maps:** https://www.google.com/maps?q=34.491045,-89.041275 ## Listing Agent - **Name:** Andy&Christa Estes - **Brokerage:** Coldwell Banker Southern Real Estate - **Phone:** (662) 620-2214 - **Broker Phone:** (662) 620-2214 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/405-Ray-St_New-Albany_MS_38652_M71528-33289?f=listhub&s=NEMSBD-26&m=2000&c=propsimple) ## Photos ![405 Ray St - Photo 1](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2132613841r.jpg) ![405 Ray St - Photo 2](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2302706622r.jpg) ![405 Ray St - Photo 3](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3253911867r.jpg) ![405 Ray St - Photo 4](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f250666798r.jpg) ![405 Ray St - Photo 5](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f4034183620r.jpg) ![405 Ray St - Photo 6](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2268042660r.jpg) ![405 Ray St - Photo 7](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3648915532r.jpg) ![405 Ray St - Photo 8](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3350880894r.jpg) ![405 Ray St - Photo 9](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3441461872r.jpg) ![405 Ray St - Photo 10](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f1090078047r.jpg) ![405 Ray St - Photo 11](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2112477860r.jpg) ![405 Ray St - Photo 12](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f4109387589r.jpg) ![405 Ray St - Photo 13](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2629617316r.jpg) ![405 Ray St - Photo 14](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f1895718376r.jpg) ![405 Ray St - Photo 15](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3831853254r.jpg) ![405 Ray St - Photo 16](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f12895334r.jpg) ![405 Ray St - Photo 17](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f498883994r.jpg) ![405 Ray St - Photo 18](http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f362411207r.jpg) --- **MLS#:** 26-2000 | **Updated:** 2026-09-29 **Source:** listhub *Copyright © 2026 Northeast Mississippi Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000#listing", "url": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000", "name": "405 Ray St, New Albany, MS 38652", "description": "Nestled on a quiet, tree-lined street, this charming 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and small-town charm. Just minutes from downtown New Albany, you'll enjoy quick access to local shops, restaurants, and everyday amenities--all while savoring the peace and privacy of a serene neighborhood setting. Homes in this highly desirable area don't come along often. Make this one yours and enjoy the best of New Albany living. With in minutes to Toyota and Walmart DC.", "image": [ "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2132613841r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2302706622r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3253911867r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f250666798r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f4034183620r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2268042660r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3648915532r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3350880894r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3441461872r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f1090078047r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2112477860r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f4109387589r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2629617316r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f1895718376r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3831853254r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f12895334r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f498883994r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f362411207r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2132613841r.jpg", "caption": "405 Ray St - New Albany, MS" }, "datePosted": "2026-06-04T00:00:00+00:00", "dateModified": "2026-09-29T03:33:39.265823+00:00", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000#property", "name": "405 Ray St, New Albany, MS 38652", "address": { "@type": "PostalAddress", "streetAddress": "405 Ray St", "addressLocality": "New Albany", "addressRegion": "MS", "postalCode": "38652", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 34.491045, "longitude": -89.041275 }, "image": [ "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2132613841r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2302706622r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3253911867r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f250666798r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f4034183620r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2268042660r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3648915532r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3350880894r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3441461872r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f1090078047r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2112477860r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f4109387589r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f2629617316r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f1895718376r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f3831853254r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f12895334r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f498883994r.jpg", "http://lh.rdcpix.com/dca02611beb5d89a822cbf67c7bfca94l-f362411207r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "26-2000" }, "accommodationCategory": "Other", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1971, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1968, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Natural Gas, Central" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Wood, Tile" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Brick" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.95 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000#offer", "url": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000", "price": 195000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000#agent", "name": "Andy&Christa Estes", "telephone": "(662) 620-2214", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/405-ray-st-new-albany-ms-38652-262000#brokerage", "name": "Coldwell Banker Southern Real Estate", "telephone": "(662) 620-2214" } } } ```