# 405 S Church Street, Smithfield, VA 23430

> **TL;DR:** 2bd/2ba single family, $402,000 ($409/sqft), built 1950, 982 sqft.
> Waterfront. Est. $1,742/mo. Listed 2532 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $402,000 |
| Price/sqft | $409 |
| Bedrooms | 2 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 982 |
| Year Built | 1950 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 2532 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,742 |
| **Total** | **$1,742** |

## Nearby Schools

- **Elementary:** Hardy Elementary
- **Middle:** Smithfield Middle

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1950
- Waterfront

## Description

### AI Summary
Waterfront location on the Pagan River is the defining feature of this single-family home at 405 S Church Street in Smithfield. Built in 1950, the 982-square-foot house offers two bedrooms and two bathrooms. Wall and window air-conditioning units provide cooling, while space heaters supply heat. The property sits next to Smithfield Station and is being sold as-is and where-is. Deep water access and views across the Pagan River are noted in the listing. The value emphasized is in the land itself, with possibilities noted for the site. The home is situated in the All Others Area 64 section of Smithfield, Virginia.

### Agent Description
DEEP DEEP WATER!!! Beautiful waterfront views out to the Pagan River and conveniently located next to Smithfield Station! The value is in the land!! The possibilities are endless! Property is being sold as-is/where-is.

## Location

- **Address:** 405 S Church Street, Smithfield, VA 23430
- **County:** Isle of Wight County VA
- **Neighborhood:** ALL OTHERS AREA 64
- **Coordinates:** 36.982408, -76.62398
- **Google Maps:** https://www.google.com/maps?q=36.982408,-76.62398

## Listing Agent

- **Name:** Greg Garrett
- **Brokerage:** Garrett Realty Partners
- **Phone:** (757) 873-1002
- **Email:** ggarrett@greggarrettrealty.com

## Primary Photo

![405 S Church Street - Primary Photo](http://lh.rdcpix.com/4c1e76cf4ff32898c913e09a2d1b43d8l-f4052950261r.jpg)

*7 total photos available on [listing page](https://www.propertysimple.com/listing/405-s-church-street-smithfield-va-23430-10266950)*

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**MLS#:** 10266950 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/405-s-church-street-smithfield-va-23430-10266950)

---

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