# 4051 D Street, Cedar Key, FL 32625

> **TL;DR:** 6bd/4ba multi-family, $550,000 ($270/sqft), built 1945, 2,036 sqft.
> Waterfront, View, A/C. Est. $2,941/mo. Listed 24 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $550,000 |
| Price/sqft | $270 |
| Bedrooms | 6 |
| Bathrooms | 4 full |
| Square Feet | 2,036 |
| Year Built | 1945 |
| Lot Size | 12,632 sqft (0.29 acres) |
| Stories | 2 |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 24 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - City, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,781 |
| Estimated Insurance | $160 |
| **Total** | **$2,941** |

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1945
- 0.29 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
Virtually Staged. Opportunity is knocking in the heart of Cedar Key! Bursting with character, flexibility, and income-producing potential, 4051 D Street is a truly unique mixed-use property where business and coastal living come together. Currently operating as a property management office with rental units, the property has also previously served as a charming coffee shop and veterinary office-showcasing just how adaptable this one-of-a-kind space can be. The residential accommodations have an impressive mix of four units: a detached two-bedroom, one-bath residence with a bathtub; two one-bedroom, one-bath units with showers; and an additional two-bedroom, one-bath unit with a shower. This varied layout opens the door to countless possibilities, from short- or long-term rentals and employee housing to professional offices, retail, hospitality, or an exciting live-work concept. Bring your vision and make this property your own-open the business you have always dreamed of, expand your investment portfolio, or create a destination that captures the unmistakable charm of Cedar Key. With multiple income streams and room for fresh ideas, this is much more than a property-it is an opportunity waiting to happen. Commercial uses are subject to applicable zoning and approvals.

## Location

- **Address:** 4051 D Street, Cedar Key, FL 32625
- **County:** Levy
- **Neighborhood:** MAP OF SOUTHERN PART OF CEDAR KEY
- **Coordinates:** 29.138579, -83.034429
- **Google Maps:** https://www.google.com/maps?q=29.138579,-83.034429

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/stellar/OM730985

## Listing Agent

- **Name:** Gena Bullard
- **Brokerage:** CMTG Real Estate Group
- **Phone:** 8634507399
- **Broker Phone:** (863) 698-7989
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4051-D-St_Cedar-Key_FL_32625_M94789-80708?f=listhub&s=MFRMLSFL&m=OM730985&c=propsimple)

## Photos

![4051 D Street - Photo 1](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f844124164r.jpg)

![4051 D Street - Photo 2](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2582444151r.jpg)

![4051 D Street - Photo 3](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3541083772r.jpg)

![4051 D Street - Photo 4](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3604973740r.jpg)

![4051 D Street - Photo 5](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1996060833r.jpg)

![4051 D Street - Photo 6](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3822558781r.jpg)

![4051 D Street - Photo 7](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f578735006r.jpg)

![4051 D Street - Photo 8](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3356771085r.jpg)

![4051 D Street - Photo 9](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3380876857r.jpg)

![4051 D Street - Photo 10](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f893336318r.jpg)

![4051 D Street - Photo 11](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2969603565r.jpg)

![4051 D Street - Photo 12](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2278029441r.jpg)

![4051 D Street - Photo 13](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f441327169r.jpg)

![4051 D Street - Photo 14](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2665590350r.jpg)

![4051 D Street - Photo 15](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3427991405r.jpg)

![4051 D Street - Photo 16](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f4155125671r.jpg)

![4051 D Street - Photo 17](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1173814225r.jpg)

![4051 D Street - Photo 18](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1022676575r.jpg)

![4051 D Street - Photo 19](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f4267435422r.jpg)

![4051 D Street - Photo 20](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3229899058r.jpg)

![4051 D Street - Photo 21](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3117162291r.jpg)

![4051 D Street - Photo 22](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2806831306r.jpg)

![4051 D Street - Photo 23](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f137293140r.jpg)

![4051 D Street - Photo 24](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1917003779r.jpg)

![4051 D Street - Photo 25](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f922485225r.jpg)

![4051 D Street - Photo 26](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3050584039r.jpg)

![4051 D Street - Photo 27](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2636108475r.jpg)

![4051 D Street - Photo 28](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1138637961r.jpg)

![4051 D Street - Photo 29](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1262181393r.jpg)

![4051 D Street - Photo 30](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2217676818r.jpg)

![4051 D Street - Photo 31](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3919954948r.jpg)

![4051 D Street - Photo 32](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f719906975r.jpg)

![4051 D Street - Photo 33](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f4196752789r.jpg)

![4051 D Street - Photo 34](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f225342881r.jpg)

![4051 D Street - Photo 35](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1281135494r.jpg)

![4051 D Street - Photo 36](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3115967724r.jpg)

![4051 D Street - Photo 37](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f2950909775r.jpg)

![4051 D Street - Photo 38](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3189343292r.jpg)

![4051 D Street - Photo 39](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1024122970r.jpg)

![4051 D Street - Photo 40](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f295849115r.jpg)

![4051 D Street - Photo 41](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f1476526152r.jpg)

![4051 D Street - Photo 42](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3309315574r.jpg)

![4051 D Street - Photo 43](http://lh.rdcpix.com/862da0c666953b25494cb8b3c1eb4931l-f3290696672r.jpg)

---

**MLS#:** OM730985 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4051-d-street-cedar-key-fl-32625-om730985)

---

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        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Frame,  Wood Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Views",
        "value": "City, Water"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Open, Off Street, Golf Cart"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "View",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.29 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Duplex"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/4051-d-street-cedar-key-fl-32625-om730985#offer",
    "url": "https://www.propertysimple.ai/listing/4051-d-street-cedar-key-fl-32625-om730985",
    "price": 550000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/4051-d-street-cedar-key-fl-32625-om730985#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/4051-d-street-cedar-key-fl-32625-om730985#agent",
    "name": "Gena Bullard",
    "telephone": "8634507399",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/4051-d-street-cedar-key-fl-32625-om730985#brokerage",
      "name": "CMTG Real Estate Group",
      "telephone": "(863) 698-7989"
    }
  }
}
```